Bertie County property record for 408 School Rd, Windsor, NC 27983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 553 sqft · built 1979 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,144 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5894-11-8035 |
| Primary APN | 5894-11-8035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 553 sqft Living Area |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 62,291 sqft (1.43 acres) |
| Lot Dimensions | 212 ft deep x 104 ft wide |
| Garage Area | 221 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Pool Area | 384 sqft |
|---|---|
| Porch | Slab |
| Storage Building | Storage Building |
| Total Buildings | 8 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | 22397 |
|---|---|
| Street Address | 408 SCHOOL RD |
| City | WINDSOR |
| State | NC |
| Zip | 27983-7988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMAS LOTS |
| Legal Subdivision | STACY CARROLL SMITH |
| Jurisdiction | BERTIE NC |
| Township / Civil Division | WINDSOR |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 960200 |
Source: Bertie County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 SCHOOL RD, WINDSOR, NC 27983-7988 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERTIE NC |
| Property Address | 408 SCHOOL RD, WINDSOR, NC 27983-7988 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 408 SCHOOL RD, WINDSOR, NC 27983-7988 |
| Document Number | 001002/561 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 1002/561 |
| Name | SOUTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | WINDSOR, NC 27983 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bertie County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Bertie County |
| Unified School District | Bertie County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,144.00 | $118,301 (-) Land $13,495 Building $104,806 | $118,301 (-) Land $13,495 Building $104,806 |
| 2024 | $118,301 (-) Land $13,495 Building $104,806 | $118,301 (-) Land $13,495 Building $104,806 | |
| 2023 | $118,301 Land $13,495 Building $104,806 | $118,301 Land $13,495 Building $104,806 | |
| 2022 | $1,023.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (2010–2016) |
| Claims Outside the SFHA | 6 of 15 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERTIE COUNTY REGIONAL WATER serves 13,736 people · EPA ID NC0408085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fybe Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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