Spartanburg County property record for 408 Saddleback Trl, Duncan, SC 29334
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,142 sqft · built 2017 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Oct 2021) |
| Tax Bill | $1,788 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Oct 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-3000-62100 |
| Primary APN | 5-3000-62100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,142 sqft Living Area |
| Gross Area | 2,710 sqft |
| Upper Floors Area | 68 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Porch |
| Porch Area | 68 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 180178 |
|---|---|
| Street Address | 408 SADDLEBACK TRL |
| City | DUNCAN |
| State | SC |
| Zip | 29334-8110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 95 ESCAVERA SUB PB 171-200 |
| Legal Subdivision | ESCAVERA SUB |
| Legal Lot Number | 95 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | REIDVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 23408 |
408 Saddleback Trl is owned and occupied by an individual who acquired it in October 2021.
Source: Spartanburg County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 408 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2021 | Intrafamily Transfer, Transfer |
| Oct 1, 2021 | Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI COUNTYBANK |
| Jul 7, 2017 | Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Mar 21, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on File |
| Deed Sale | Oct 1, 2021 · Amount on File |
| Prior Sale | Oct 1, 2021 · Amount on File |
| Deed Document Number | 0000055465 |
| Deed Book / Page | 134-A / 623 |
| Last Transfer Date | Oct 19, 2021 |
| Transfer Doc | 0000059073 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Oct 19, 2021 |
| Property Address | 408 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000059073 |
| Book / Page | 134-G / 302 |
| Map Reference | MB 171 PG 200 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021-59073 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Oct 1, 2021 |
| Property Address | 408 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000055465 |
| Book / Page | 134-A / 623 |
| Map Reference | MB 171 PG 200 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021-55465 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $741.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000055466 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 6212/470 |
| Instrument | 2021-55466 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 408 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000022646 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 408 SADDLEBACK TRL DUNCAN SC 293348110, DUNCAN, SC 29334-8110 |
| Document Number | 0000022646 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 005823/000001 |
| Instrument | 22646 |
| Name | COUNTYBANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29615 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jul 7, 2017 |
| Property Address | 408 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000031222 |
| Map Reference | MB171 PG200 |
| Instrument Date | Jul 3, 2017 |
| Instrument | 2017-31222 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $691.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 408 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000031223 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 2017-31223 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Mar 21, 2017 |
| Property Address | 408 SADDLEBACK TRL, DUNCAN, SC 29334-8110 |
| Document Number | 0000012311 |
| Book / Page | 00115D / 000370 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 12311 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $261.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 100 VERDAE BLVD #401 GREENVILLE SC 296073825, 401, GREENVILLE, SC 29607-3825 |
The 2025 property tax bill for 408 Saddleback Trl was $1,788, up 0.6% from the year before.
Source: Spartanburg County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,788.00 (+0.56%) | $11,396 (-) Land $2,212 Building $9,184 | $284,900 (-) Land $55,300 Building $229,600 |
| 2024 | $1,778.00 (-0.22%) | $11,396 (-) Land $2,212 Building $9,184 | $284,900 (-) Land $55,300 Building $229,600 |
| 2023 | $1,782.00 | $11,396 Land $2,212 Building $9,184 | $284,900 Land $55,300 Building $229,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 408 Saddleback Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 Saddleback Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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