408 Sable Dr, Valparaiso, IN 46385 Property Records

Porter County property record for 408 Sable Dr, Valparaiso, IN 46385

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1981
Lot Size	0.196 acres (8,581 sqft)
Owner	Individual Name on File
Tax Bill	$1,451 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-09-06-479-010.000-019`

Property Details

APN / Parcel Number

Primary APN	`64-09-06-479-010.000-019`
Alternative APNs	`640906476175000019` `03000086977` `00000927287`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1981
Architectural Style	Other
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,581 sqft (0.196 acres)
Lot Dimensions	107 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Sewer	Connected

Location & Zoning

Account Number	00000927287
Old Parcel Number	640906476175000019
Street Address	408 SABLE DR
City	VALPARAISO
State	IN
Zip	46385-8116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALT CREEK VALLEY COMMONS 1ST ADD LOT 2427 TCCD
Legal Subdivision	SALT CREEK
Legal Lot Number	2427
Jurisdiction	PORTER IN
Township / Civil Division	UNION
Census Block Group	2
Census Block	2007
Census Tract	51006

Owner

408 Sable Dr is owned and occupied by an individual who acquired it in April 2020.

Source: Porter County records, as of February 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	408 SABLE DR, VALPARAISO, IN 46385-8116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 11, 2020	Deed of Trust, Mortgage DEMOTTE ST BK
Dec 22, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020
Deed Sale	Apr 22, 2020
Prior Sale	Jan 21, 2020 · Amount on File
Deed Document Number	0000009292
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Apr 22, 2020
Property Address	408 SABLE DR, VALPARAISO, IN 46385-8116
Document Number	0000009292
Map Reference	FILE 11-A-4C
Instrument Date	Apr 17, 2020
Instrument	2020-009292
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 SABLE DR, VALPARAISO, IN 46385-8116

Mortgage

Document Number	0000009293
Date	Apr 22, 2020
Instrument	2020-009293

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Mortgage

Document Number	0000009294
Date	Apr 22, 2020
Instrument	2020-009294

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	VALPARAISO, IN 46385

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	24 Months
Due	Apr 17, 2022

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	408 SABLE DR, VALPARAISO, IN 46385-8116
Document Number	0000003915
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 301 PORTAGE IN 463680301, PORTAGE, IN 46368-0301

Mortgage

Document Number	0000003915
Date	Feb 21, 2020
Instrument	3915

Lender

Name	DEMOTTE ST BK
Type	Bank
Address	DEMOTTE, IN 46310

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 20, 2030

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	408 SABLE DR, VALPARAISO, IN 46385-8116
Document Number	0000000201
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 SABLE DR VALPARAISO IN 463858116, VALPARAISO, IN 46385-8116

Mortgage

Document Number	0000000201
Date	Jan 4, 2018
Instrument	201

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2048

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Union Township
Unified School District	Union Township School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,200 Land $35,900 Building $179,300	$215,200 Land $35,900 Building $179,300
2024	$1,451.00 (+11.19%)
2023	$1,305.00 (+2.11%)	$181,000 Land $28,200 Building $152,800	$181,000 Land $28,200 Building $152,800
2022	$1,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Sable Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 Sable Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sable Dr

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