408 S Walnut St, Commerce, OK 74339 Property Records

Ottawa County property record for 408 S Walnut St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,058 sqft · built 1938
Lot Size0.19 acres (8,280 sqft)
Owner2 Individual Names on Record
Tax Bill$120 (2025)
Flood ZoneZone X (minimal risk)
APN20876

Property Details

APN / Parcel Number

Primary APN20876
Alternative APN
  • 5820-00-004-010-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,058 sqft Living Area
1st Floor Area624 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1995
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialRolled Roofing
Lot Area8,280 sqft (0.19 acres)
Lot Dimensions138 ft deep x 60 ft wide
Garage TypeAttached
Garage Area300 sqft

Exterior Amenities

PorchSlab
Porch Area45 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number20876
Street Address408 S WALNUT ST
CityCOMMERCE
StateOK
Zip74339-2647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS2 LT 10 & ALL LT 11, BLK 4 WAKEMAN
Legal Range23E
Legal Township28N
Legal Section6
Legal SubdivisionWAKEMAN
Legal Block4
Legal Lot Number10,11
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2041
Census Tract574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address408 S WALNUT ST, COMMERCE, OK 74339-2647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,307 (+4.98%) Land $148 Building $1,159$11,466 (-58.21%) Land $1,297 Building $10,169
2025$120.00$1,245 (+4.97%) Land $141 Building $1,104$27,439 (-17.62%) Land $1,613 Building $25,826
2024$120.00 (+18.81%)$1,186 (+5.05%) Land $134 Building $1,052$33,306 (-) Land $2,376 Building $30,930
2023$101.00 (+3.06%)$1,129 (+5.02%) Land $131 Building $998$33,306 (-) Land $2,376 Building $30,930
2022$98.00$1,075 Land $128 Building $947$33,306 Land $2,376 Building $30,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1993–2007)
Most Recent ClaimJul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
The Junction Internet
Fixed Wireless
100 / 20
Wisper ISP
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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