408 S St Phillips St, Payson, AZ 85541 Property Records

Gila County property record for 408 S St Phillips St, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2,404 sqft · built 1977
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$2,002 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`304-04-047B`

Property Details

APN / Parcel Number

Primary APN	`304-04-047B`
Alternative APNs	`R030485` `030485`

Interior

Stories	2 Stories
Building Area	2,404 sqft Living Area
1st Floor Area	1,202 sqft

Exterior

Year Built	Built 1977
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asbestos
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	116 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R030485
Street Address	408 S ST PHILLIPS ST
City	PAYSON
State	AZ
Zip	85541-5142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 01 SECTION: 03 TOWNSHIP: 10N RANGE: 10E SOUTH 100.0' LOT 1 , MOGOLLON RIM ADDITION PLAT FIVE , PLAT 224SE1/4 SEC 3 T10N
Legal Range	10E
Legal Township	10N
Legal Section	03
Legal Subdivision	RUSSELL/BENTLEY/GRANITE SUBDIV
Legal Lot Number	1 1002
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1013
Census Tract	500

Owner

408 S St Phillips St is owned and occupied by an individual who acquired it in July 2020.

Source: Gila County records, as of December 4, 2025

Owner of Record	Individual Name on File
Mailing Address	408 S ST PHILLIPS ST, PAYSON, AZ 85541-5142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 24, 2020	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Jul 24, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2020
Deed Sale	Jul 24, 2020
Prior Sale	May 29, 2009
Deed Document Number	2020008412
Deed Book / Page	2020008 / 412
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	408 S ST PHILLIPS ST, PAYSON, AZ 85541-5142
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 S ST PHILLIPS ST, PAYSON, AZ 85541-5142

Mortgage

Document Number	0000014176
Date	Oct 14, 2021
Instrument	2021-014176

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jul 24, 2020
Property Address	408 S ST PHILLIPS ST, PAYSON, AZ 85541-5142
Document Number	0000008412
Instrument Date	Jun 26, 2020
Instrument	8412
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	408 S ST PHILLIPS ST PAYSON AZ 855415142, PAYSON, AZ 85541-5142

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Jul 24, 2020
Property Address	408 S ST PHILLIPS ST, PAYSON, AZ 85541-5142
Document Number	0000008413
Instrument Date	Jun 26, 2020
Instrument	8413
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	408 S ST PHILLIPS ST PAYSON AZ 855415142, PAYSON, AZ 85541-5142

Mortgage

Document Number	8414
Date	Jul 24, 2020
Instrument	8414

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 408 S St Phillips St was $2,002.

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,480 Land $7,064 Building $31,416	$384,805 Land $70,640 Building $314,165
2025	$2,002.00
2024		$36,229 Land $4,520 Building $31,709	$362,293 Land $45,204 Building $317,089
2023	$1,859.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 S St Phillips St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 S St Phillips St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 71% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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