Santa Clara County property record for 408 S Main St, Milpitas, CA 95035
| Property Type | Bank, Financial Building |
|---|---|
| Details | 4,000 sqft · built 1994 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,375,000 (Apr 2015) |
| Tax Bill | $19,462 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 086-26-020 |
| Primary APN | 086-26-020 |
|---|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 4,000 sqft Total Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Street Address | 408 S MAIN ST |
|---|---|
| City | MILPITAS |
| State | CA |
| Zip | 95035 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | C2 |
| Legal Description | LOT 2 RECORDER'S BOOK 504 PAGE 24 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 504510 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10935 PRIETA CT, SAN JOSE, CA 95127-2664 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2015 · Amount on Record |
| Deed Sale | Apr 17, 2015 · Amount on Record |
| Prior Sale | Jun 22, 1994 · Amount on Record |
| Deed Document Number | 201522919927 |
| Prior Transfer Date | Mar 20, 2007 |
| Prior Transfer Doc | 0019367007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 408 S MAIN ST, MILPITAS, CA 95035 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 11280 MOUNT HAMILTON RD, MOUNT HAMILTON, CA 95140-9732 |
| Document Number | 0025954258 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 25954258 |
| Name | FFB BANK |
|---|---|
| Type | Bank |
| Address | 7690 N PALM AVE STE 101, FRESNO, CA 93711 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Milpitas City |
| Unified School District | Milpitas Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,685,586 (+2%) Land $796,822 Building $888,764 | |
| 2025 | $19,462.00 (+2.28%) | $1,652,537 (+4.04%) Land $781,199 Building $871,338 |
| 2024 | $19,028.00 (+0.32%) | |
| 2023 | $18,967.00 (+0.39%) | $1,588,368 Land $750,865 Building $837,503 |
| 2022 | $18,894.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 289 units insured incl. 285 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Tekify Fiber & Wireless Fixed Wireless | 425 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Sail Internet.
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