408 S Loder Ave, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 408 S Loder Ave, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1928
Lot Size	0.093 acres (4,050 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jun 2010)
Tax Bill	$4,468 (2025)
APN	`034601 157.13-4-11`

Property Details

APN / Parcel Number

Primary APN	`034601 157.13-4-11`
Alternative APNs	`460115701300040110000000` `46000220450`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	704 sqft
Upper Floors Area	352 sqft
Game Room	Game Room

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,050 sqft (0.093 acres)
Lot Dimensions	81 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	190 sqft
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000220450
Street Address	408 S LODER AVE
City	ENDICOTT
State	NY
Zip	13760-6032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	USF
Legal Description	R1 0020L4000P2410000000
Legal Block	4
Legal Lot Number	11.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	3
Census Block	3000
Census Tract	13700

Owner

Source: Broome County and Union Town records · APN 034601 157.13-4-11

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	408 S LODER AVE, ENDICOTT, NY 13760-6032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 07, 2010 · Amount on Record
Deed Sale	Jun 07, 2010 · Amount on Record
Deed Document Number	201020759
Deed Book / Page	2316 / 202
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Broome County and Union Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Municipality	Endicott Village
Unified School District	Union-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,468.00 (+4.22%) Homeowner's exemption Senior Citizen's exemption	$3,100 (-) Land $950 Building $2,150	$111,500 (+24.45%) Land $34,169 Building $77,331
2024	$4,287.00
2023		$3,100 Land $950 Building $2,150	$89,595 Land $27,457 Building $62,138

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	21 (2006–2012)
Claims Outside the SFHA	17 of 21
Most Recent Claim	Mar 2012 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 16 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Empire Telephone Corporation/North Penn Telephone Company Fiber	1,000 / 100
Zeta Broadband Fixed Wireless	400 / 50

Based on FCC filings for 145 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.