Cotton County property record for 408 S Elm St, Temple, OK 73568
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,278 sqft · built 1974 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | Individual Name on File |
| Last Sale | $28,000 (Dec 2003) |
| Tax Bill | $591 (2025) |
| APN | 0005-00-001-001-0-001-00 |
| Primary APN | 0005-00-001-001-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,278 sqft Living Area |
| 1st Floor Area | 1,639 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,888 sqft (0.227 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 575 sqft |
| Carport | Carport |
| Carport Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5030 |
|---|---|
| Street Address | 408 S ELM ST |
| City | TEMPLE |
| State | OK |
| Zip | 73568-9027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BLK 1 G & R FIRST ADD |
| Legal Range | 10E |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | G & R |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | COTTON OK |
| Township / Civil Division | TEMPLE |
| Census Block Group | 2 |
| Census Block | 2188 |
| Census Tract | 871200 |
408 S Elm St is owned and occupied by an individual who bought it in December 2003.
Source: Cotton County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 487, TEMPLE, OK 73568-0487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2003 · Amount on File |
| Deed Sale | Dec 23, 2003 · Amount on File |
| Deed Book / Page | 320 / 240 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 408 S Elm St was $591 with a homeowner's exemption, down 1.2% from the year before.
Source: Cotton County assessment roll, as of February 12, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cotton County |
| Municipality | Temple Town |
| Unified School District | Temple Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,015 (+3.02%) Land $242 Building $7,773 | $69,690 Land $2,100 Building $67,590 | |
| 2025 | $591.00 (-1.17%) Homeowner's exemption | $7,780 Land $234 Building $7,546 | |
| 2024 | $598.00 (+4.73%) | $139,809 (+119.21%) Land $3,069 Building $136,740 | |
| 2023 | $571.00 Homeowner's exemption | $7,335 Land $228 Building $7,107 | $63,778 Land $1,980 Building $61,798 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 408 S Elm St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 S Elm St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 90% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TEMPLE serves 1,146 people · EPA ID OK1011306 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2025 Turbidity not recorded as resolved · Aug 2023 Treatment failure not recorded as resolved · Nov 2022 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2024 |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Pioneer Telephone Cooperative DSL | 46 / 7 |
May also be available: Nextlink, T-Mobile.
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