Carter County property record for 408 S Commerce St, Ardmore, OK 73401
| Property Type | Office Building |
|---|---|
| Details | 1 ba · 151 sqft · built 1965 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on File |
| Last Sale | $35,000 (Jun 2023) |
| Tax Bill | $679 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1130-00-005-004-0-001-00 |
| Primary APN | 1130-00-005-004-0-001-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 151 sqft Total Area |
| Gross Area | 1,294 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick Veneer |
| Fire Resistance | Wood or Wood & Steel Frame |
| Foundation Type | Raised |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 51 ft deep x 74 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 55 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 6006 |
|---|---|
| Street Address | 408 S COMMERCE ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-5010 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | C1 |
| Legal Description | ROSELAWN, BLK 5 LOT 4 W 74.5 (74.5X51.3) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 31 |
| Legal Subdivision | ROSELAWN |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 892900 |
408 S Commerce St, a commercial property, is owned by a company that bought it in June 2023.
Source: Carter County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1985, ARDMORE, OK 73402-1985 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2023 · Amount on File |
| Deed Sale | Jun 7, 2023 · Amount on File |
| Deed Document Number | 20235571 |
| Deed Book / Page | 7392 / 133 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 408 S Commerce St was $679.
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,147 (+4.99%) Land $1,835 Building $5,312 | $59,558 (-27.44%) Land $15,288 Building $44,270 | |
| 2025 | $679.00 | $6,807 Land $1,835 Building $4,972 | $82,078 Land $15,288 Building $66,790 |
| 2023 | $640.00 | $6,483 Land $1,835 Building $4,648 | $54,021 Land $15,288 Building $38,733 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 408 S Commerce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 S Commerce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: 360 Broadband, Arbuckle Communications.
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