408 S 3rd Ave, Villisca, IA 50864 Property Records

Montgomery County property record for 408 S 3rd Ave, Villisca, IA 50864

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,778 sqft · built 1909
Lot Size	0.048 acres (2,100 sqft)
Owner	Company Name on Record
Last Sale	$64,000 (Jun 2026)
Tax Bill	$546 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`641227131009000`

Property Details

APN / Parcel Number

Primary APN	`641227131009000`

Interior

Stories	1 Story
Building Area	1,778 sqft Gross Area
Basement Area	1,800 sqft
Unfinished Basement	1,800 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Brick
Roof Material	Urethane Foam
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	105 ft deep x 20 ft wide
Porch	Slab
Porch Area	22 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	408 S 3RD AVE
City	VILLISCA
State	IA
Zip	50864-1213
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	SD LTS 153 & 154 ORIG SL 4
Legal Subdivision	VILLISCA
Legal Lot Number	153,154
Jurisdiction	MONTGOMERY IA
Township / Civil Division	EAST
Census Block Group	3
Census Block	3149
Census Tract	960400

Owner

Source: Montgomery County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	712 MAIN ST, TABOR, IA 51653-2067
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jun 25, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Deed Document Number	2026873
Deed Book / Page	2026 / 873
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Recording Date	Aug 14, 2026
Property Address	408 S 3RD AVE, VILLISCA, IA 50864-1213
Document Number	0000001130
Book / Page	2026 / 1130
Instrument Date	Jul 17, 2026
Instrument	20261130
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1105 MAIN ST, HAMBURG, IA 51640-1233

Mortgage

Document Number	0000001130,
Date	Aug 14, 2026
Book Page	2026/1130
Instrument	20261130

Lender

Name	FIRST STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 23, 2031

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Recording Date	Jul 6, 2026
Property Address	408 S 3RD AVE, VILLISCA, IA 50864-1213
Document Number	0000000921
Book / Page	2026 / 921
Instrument Date	Jun 23, 2026
Instrument	2026921
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1105 MAIN ST, HAMBURG, IA 51640-1233

Mortgage

Document Number	0000000921,
Date	Jul 6, 2026
Book Page	2026/921
Instrument	2026921

Lender

Name	FIRST STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 23, 2031

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Jun 25, 2026
Property Address	408 S 3RD AVE, VILLISCA, IA 50864-1213
Document Number	0000000873
Book / Page	2026 / 873
Instrument Date	May 20, 2026
Instrument	2026873
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$10,261.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	712 MAIN ST, TABOR, IA 51653-2067

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Villisca City
Unified School District	Villisca Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$546.00 (+0.37%)	$26,280 (+8.19%) Land $1,440 Building $24,840	$26,280 (+8.19%) Land $1,440 Building $24,840
2024	$544.00 (+19.82%)
2023		$24,290 Land $1,440 Building $22,850	$24,290 Land $1,440 Building $22,850
2022	$454.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLISCA MUNICIPAL WATER DEPT serves 1,132 people · EPA ID IA6985051
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FMTC of Stanton Iowa Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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