408 S 3rd Ave, Ozark, MO 65721 Property Records

Christian County property record for 408 S 3rd Ave, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,058 sqft · built 1924
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$174,646 (Feb 2023)
Tax Bill	$859 (2025)
Deeds & Mortgages	Feb 2023 Mortgage May 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.7-26-2-26-7`

Property Details

APN / Parcel Number

Primary APN	`11-0.7-26-2-26-7`
Alternative APN	`11-0.7-26-002-026-007.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,058 sqft Living Area
1st Floor Area	1,058 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 S 3RD AVE
City	OZARK
State	MO
Zip	65721-8605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 COBBS ADD
Legal Range	21W
Legal Township	27N
Legal Section	26
Legal Subdivision	COBBS ADD
Legal Lot Number	5
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST FINLEY
Census Block Group	2
Census Block	2001
Census Tract	20302

Owner

Source: Christian County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 S 3RD AVE, OZARK, MO 65721-8605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
May 29, 2020	Deed of Trust, Mortgage · Line of Credit OLD MISSOURI BANK
Nov 8, 2018	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Feb 26, 2018	Warranty Deed, Transfer OZARK ABSTRACT AND TITLE
Nov 3, 2017	Quit Claim Deed, Transfer OZARK ABSTRACT AND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Prior Sale	Dec 19, 2022 · Amount on Record
Deed Document Number	20231549
Deed Book / Page	2023 / 1516
Prior Transfer Date	Dec 16, 2022
Prior Transfer Doc	0000018216
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Feb 10, 2023
Property Address	408 S 3RD AVE, OZARK, MO 65721-8605
Document Number	0202301516
Book / Page	2023 / 1516
Instrument Date	Feb 9, 2023
Instrument	2023L01549
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	TITAN TITLE AND CLOSING/MO, TITAN TTL & CLOSING OF MO LL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 S 3RD AVE, OZARK, MO 65721-8605

Mortgage

Document Number	2023L01550
Date	Feb 10, 2023
Instrument	2023L01550

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	408 S 3RD AVE, OZARK, MO 65721-8605
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202007615
Date	May 29, 2020
Book Page	2020/7615
Instrument	2020L07688

Lender

Name	OLD MISSOURI BANK
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	408 S 3RD AVE, OZARK, MO 65721-8605
Document Number	0201815279
Instrument Date	Nov 8, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5916 E FARM ROAD 170 ROGERSVILLE MO 657428295, ROGERSVILLE, MO 65742-8295

Mortgage

Document Number	0201815279
Date	Nov 20, 2018
Book Page	002018/015279
Instrument	15437

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MO 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 19, 2038

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Feb 26, 2018
Property Address	408 S 3RD AVE, OZARK, MO 65721-8605
Document Number	0201802241
Book / Page	002018 / 002241
Instrument Date	Feb 26, 2018
Instrument	2270
Transaction Type	Transfer
Record Updated	Mar 29, 2018
Title Company	OZARK ABSTRACT AND TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4450 IRISH IVY SPRINGFIELD MO 658046751, SPRINGFIELD, MO 65804-6751

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Nov 3, 2017
Property Address	408 S 3RD AVE, OZARK, MO 65721-8605
Document Number	0201714492
Book / Page	002017 / 014492
Instrument Date	Aug 23, 2012
Instrument	14645
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OZARK ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1709 S 12TH AVE OZARK MO 657219419, OZARK, MO 65721-9419

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$859.00 (+4.5%)	$13,870 (+5.64%)	$73,000 (+5.64%) Land $18,500 Building $54,500
2024	$822.00
2023		$13,130	$69,100 Land $18,500 Building $50,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2008–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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