408 Ruth St, Yankton, SD 57078 Property Records

Yankton County property record for 408 Ruth St, Yankton, SD 57078

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,912 sqft · built 2004
Lot Size0.346 acres (15,093 sqft)
Owner2 Individual Names on File
Last Sale$286,000 (Oct 2009)
Tax Bill$6,189 (2025)
Flood ZoneZone X (minimal risk)
APN78.685.001.040

Property Details

APN / Parcel Number

Primary APN78.685.001.040

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,912 sqft Living Area
Basement Area1,912 sqft
Finished Basement1,912 sqft
Unfinished Basement1,912 sqft
FlooringHardwood

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,093 sqft (0.346 acres)
Garage TypeAttached
Garage Area840 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address408 RUTH ST
CityYANKTON
StateSD
Zip57078-5129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 BLK 1 RIDGEWAY NORTH S/D
Legal SubdivisionNORTH SUBDIVISION
Legal Block1
Legal Lot Number4
JurisdictionYANKTON SD
Township / Civil DivisionYANKTON
Census Block Group1
Census Block1016
Census Tract966200

Owner

408 Ruth St is owned and occupied by two individuals who bought it in October 2009.

Source: Yankton County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address408 RUTH ST, YANKTON, SD 57078-5129
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2009 · Amount on File
Deed SaleOct 9, 2009 · Amount on File
Prior SaleMar 21, 2005 · Amount on File
Deed Book / Page488 / 503
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 408 Ruth St was $6,189.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyYankton County
MunicipalityYankton City
Unified School DistrictYankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$474,400 Land $52,500 Building $421,900$474,400 Land $52,500 Building $421,900
2025$6,189.00
2023$409,600 Land $38,000 Building $371,600
2022$5,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Ruth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Ruth St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYANKTON
serves 15,411 people · EPA ID SD4600423
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereBY WATER DISTRICT
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable
1,000 / 30

May also be available: South Dakota Wireless Internet, Verizon.

Nearby Properties on Ruth St

Nearby Streets

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