408 Rustic Ridge Rd, Cary, NC 27511 Property Records

Wake County property record for 408 Rustic Ridge Rd, Cary, NC 27511

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,072 sqft · built 1971
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$176,000 (Aug 2004)
Tax Bill	$3,197 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0763.09-26-0805-000`

Property Details

APN / Parcel Number

Primary APN	`0763.09-26-0805-000`
Alternative APNs	`0763.09-26-0805 0046529` `0763260805` `004652901` `0046529`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
1st Floor Area	2,072 sqft
Basement Area	719 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	15,246 sqft (0.35 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0046529
Street Address	408 RUSTIC RIDGE RD
City	CARY
State	NC
Zip	27511-3752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LO65 WISHING WELL VILLAGE BM1971-00054
Legal Subdivision	WISHING WELL VILLAGE
Legal Lot Number	65
Jurisdiction	WAKE NC
Township / Civil Division	CARY
Census Block Group	3
Census Block	3006
Census Tract	53507

Owner

408 Rustic Ridge Rd is owned and occupied by two individuals who bought it in August 2004.

Source: Wake County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	408 RUSTIC RIDGE RD, CARY, NC 27511-3752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2004 · Amount on File
Deed Sale	Aug 31, 2004 · Amount on File
Prior Sale	May 9, 2001 · Amount on File
Deed Book / Page	10996 / 1400
Prior Transfer Date	Mar 9, 2004
Prior Transfer Doc	107050573
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	408 RUSTIC RIDGE RD, CARY, NC 27511-3752
Document Number	176142542
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 RUSTIC RIDGE RD CARY NC 275113752, CARY, NC 27511-3752

Mortgage

Document Number	176142542
Date	Oct 16, 2019
Book Page	017614/002542

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	408 RUSTIC RIDGE RD, CARY, NC 27511-3752
Document Number	171720359
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 RUSTIC RIDGE RD CARY NC 275113752, CARY, NC 27511-3752

Mortgage

Document Number	171720359
Date	Jun 29, 2018
Book Page	017172/000359

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 408 Rustic Ridge Rd was $3,197.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,197.00	$370,687 Land $190,000 Building $180,687	$370,687 Land $190,000 Building $180,687
2023	$2,541.00	$251,639 Land $118,000 Building $133,639	$251,639 Land $118,000 Building $133,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Rustic Ridge Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (2003–2025)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Rustic Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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