408 Roe St, Pilot Grove, MO 65276 Property Records

Cooper County property record for 408 Roe St, Pilot Grove, MO 65276

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,448 sqft · built 1920
Lot Size	0.296 acres (12,900 sqft)
Owner	Individual Name on File
Last Sale	$186,800 (Jun 2017)
Tax Bill	$1,255 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-3.0-05-001-010-025.000`

Property Details

APN / Parcel Number

Primary APN	`14-3.0-05-001-010-025.000`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,448 sqft Adjusted Area
1st Floor Area	1,944 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,900 sqft (0.296 acres)
Lot Dimensions	150 ft deep x 86 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 ROE ST
City	PILOT GROVE
State	MO
Zip	65276-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SP SW COR 4TH ST & ROE ST, SE ALG ROE ST 246.32, POB, SE 86, SW 160, NW 86, NE 160, POB.
Legal Range	18W
Legal Township	47N
Legal Section	05
Jurisdiction	COOPER MO
Township / Civil Division	PILOT GROVE
Census Block Group	2
Census Block	2011
Census Tract	950500

Owner

408 Roe St is owned and occupied by an individual who acquired it in May 2025.

Source: Cooper County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	408 ROE ST, PILOT GROVE, MO 65276-1031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK
Jun 22, 2017	Deed of Trust, Mortgage · Closed-End Mortgage CITIZENS COMMUNITY BANK
May 23, 2025	Beneficiary Deed, Transfer
Jun 22, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2017 · Amount on File
Deed Sale	Jun 22, 2017 · Amount on File
Deed Document Number	20171611
Last Transfer Date	May 23, 2025
Transfer Doc	0020251144
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOPER MO
Property Address	408 ROE ST, PILOT GROVE, MO 65276-1031
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020172174
Date	Aug 24, 2017
Instrument	2017-2174

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank
Address	BOONVILLE, MO 65233

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOPER MO
Property Address	408 ROE ST, PILOT GROVE, MO 65276-1031
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1612
Date	Jun 22, 2017
Book Page	2017/1612
Instrument	2017-1612

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank
Address	BOONVILLE, MO 65233

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jul 22, 2022

May 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	COOPER MO
Recording Date	May 23, 2025
Property Address	408 ROE ST, PILOT GROVE, MO 65276-1031
Document Number	0020251144
Instrument Date	May 23, 2025
Instrument	2025-1144
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	408 ROE ST, PILOT GROVE, MO 65276-1031

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOPER MO
Recording Date	Jun 22, 2017
Property Address	408 ROE ST, PILOT GROVE, MO 65276-1031
Document Number	0020171611
Instrument Date	Jun 22, 2017
Instrument	2017-1611
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 ROE ST, PILOT GROVE, MO 65276-1031

Tax Assessment & Valuation

The 2025 property tax bill for 408 Roe St was $1,255, up 0.1% from the year before.

Source: Cooper County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cooper County
Municipality	Pilot Grove City
Unified School District	Pilot Grove C-4 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,460 (-)	$91,900 (-) Land $8,300 Building $83,600
2025	$1,255.00 (+0.08%)	$17,460 (+7.58%)	$91,900 Land $8,300 Building $83,600
2024	$1,254.00 (+13.9%)	$16,230 (-)
2023	$1,101.00 (+9.55%)	$16,230 (+9.07%)	$85,400 Land $7,500 Building $77,900
2022	$1,005.00	$14,880
2021			$78,300 Land $7,500 Building $70,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 408 Roe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Roe St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PILOT GROVE PWS serves 768 people · EPA ID MO3010642
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GoNetspeed DSL · Fiber, Fixed Wireless in parts of the area	75 / 10
Wisper ISP Fixed Wireless	25 / 3

May also be available: Co-Mo Connect.

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