Contra Costa County property record for 408 Rocky Mountain Way, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,835 sqft · built 2006 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $612,500 (Apr 2021) |
| Tax Bill | $8,899 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033-420-082-1 |
| Primary APN | 033-420-082-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,835 sqft Living Area |
| 1st Floor Area | 1,835 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 4,500 sqft (0.103 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 408 ROCKY MOUNTAIN WAY |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-5242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T8822 L35 |
| Legal Subdivision | SUBDIVISION 8822 |
| Legal Tract | 8822 |
| Legal Lot Number | 35 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 302012 |
408 Rocky Mountain Way is owned and occupied by two individuals who bought it in April 2021.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 ROCKY MOUNTAIN WAY, OAKLEY, CA 94561-5242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Apr 6, 2021 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 16, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Dec 27, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2021 · Amount on File |
| Deed Sale | Apr 6, 2021 · Amount on File |
| Prior Sale | Feb 13, 2009 · Amount on File |
| Deed Document Number | 2021103141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 408 ROCKY MOUNTAIN WAY, OAKLEY, CA 94561-5242 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000095274 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 2018-095274 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 6, 2021 |
| Property Address | 408 ROCKY MOUNTAIN WAY, OAKLEY, CA 94561-5242 |
| Document Number | 0000103141 |
| Map Reference | MB 481 PG 11-15 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021-103141 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 408 ROCKY MOUNTAIN WAY, OAKLEY, CA 94561-5242 |
| Document Number | 0000103142 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021-103142 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 408 ROCKY MOUNTAIN WAY, OAKLEY, CA 94561-5242 |
| Document Number | 0000161020 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 408 ROCKY MOUNTAIN WAY OAKLEY CA 945615242, OAKLEY, CA 94561-5242 |
| Document Number | 0000161020 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 161020 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 408 ROCKY MOUNTAIN WAY, OAKLEY, CA 94561-5242 |
| Document Number | 0000003828 |
| Instrument Date | Dec 27, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2017 |
| Name | Verified Name |
|---|---|
| Address | 408 ROCKY MOUNTAIN WAY OAKLEY CA 945615242, OAKLEY, CA 94561-5242 |
| Document Number | 0000003828 |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 3828 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 408 Rocky Mountain Way was $8,899 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $676,244 (+2%) Land $132,487 Building $543,757 | |
| 2025 | $8,899.00 Homeowner's exemption | $662,986 Land $129,890 Building $533,096 |
| 2023 | $8,679.00 (+0.14%) | $637,245 Land $124,848 Building $512,397 |
| 2022 | $8,667.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 408 Rocky Mountain Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 Rocky Mountain Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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