408 Risley Rd, Carolina Beach, NC 28428 Property Records

New Hanover County property record for 408 Risley Rd, Carolina Beach, NC 28428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,311 sqft · built 2007
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Aug 2026)
Tax Bill	$2,368 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R08810-004-114-000`

Property Details

APN / Parcel Number

Primary APN	`R08810-004-114-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,311 sqft Living Area
1st Floor Area	1,311 sqft
Basement Area	1,311 sqft
Finished Basement	1,311 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Deck Area	260 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	408 RISLEY RD
City	CAROLINA BEACH
State	NC
Zip	28428-3978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2,WB TWO
Legal Description	LOT 4 WARREN TRACT DIVISION
Legal Subdivision	WARREN TRACT DIVISION
Legal Block	4
Legal Lot Number	4
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	3
Census Block	3005
Census Tract	12201

Owner

408 Risley Rd is owned by two individuals who bought it in August 2026.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1635 MEBANE OAKS RD, MEBANE, NC 27302-9683
Owner Type	Individual
Vesting	Widow or Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 17, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Dec 21, 2023	Warranty Deed, Transfer · Conventional Mortgage OAKTREE FUNDING CORP
Sep 18, 2023	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Oct 18, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Prior Sale	Sep 18, 2023 · Amount on File
Deed Document Number	202622944
Deed Book / Page	6869 / 1526
Prior Transfer Date	Oct 13, 2022
Prior Transfer Doc	00660100989
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 17, 2026
Property Address	408 RISLEY RD, CAROLINA BEACH, NC 28428-3978
Document Number	0000022950
Book / Page	6869 / 1570
Instrument Date	Aug 17, 2026
Instrument	202622950
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 MEBANE OAKS RD, MEBANE, NC 27302-9683

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 17, 2026
Property Address	408 RISLEY RD, CAROLINA BEACH, NC 28428-3978
Document Number	0000022944
Book / Page	6869 / 1526
Instrument Date	Aug 13, 2026
Instrument	202622944
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 MEBANE OAKS RD, MEBANE, NC 27302-9683

Mortgage

Document Number	0000022945,
Date	Aug 17, 2026
Instrument	202622945

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Dec 21, 2023
Property Address	408 RISLEY RD, CAROLINA BEACH, NC 28428-3978
Document Number	00668100806
Book / Page	6681 / 806
Map Reference	MB 48 PG 233
Instrument Date	Dec 1, 2023
Instrument	2023031941
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 CHIMNEY LN, WILMINGTON, NC 28409-4909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 CAROLINA BEACH AVE N, CAROLINA BEACH, NC 28428-6019

Mortgage

Document Number	2023031942
Date	Dec 21, 2023
Instrument	2023031942

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

September 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Sep 18, 2023
Property Address	408 RISLEY RD, CAROLINA BEACH, NC 28428-3978
Document Number	00666302925
Book / Page	6663 / 2925
Map Reference	MB 48 PG 233
Instrument Date	Sep 14, 2023
Instrument	2023023519
Transaction Type	Construction Loan
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1323 BRIDGE BARRIER RD, CAROLINA BEACH, NC 28428-4249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 CHIMNEY LN, WILMINGTON, NC 28409-4909

Mortgage

Document Number	2023023520
Date	Sep 18, 2023
Instrument	2023023520

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW HANOVER NC
Recording Date	Oct 18, 2022
Property Address	408 RISLEY RD, CAROLINA BEACH, NC 28428-3978
Document Number	00660100989
Book / Page	6601 / 989
Map Reference	MB 48 PG 233
Instrument Date	Oct 13, 2022
Instrument	2022036579
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4123 STONECREEK DR, VALDESE, NC 28690-7409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 RISLEY RD, CAROLINA BEACH, NC 28428-3978

Tax Assessment & Valuation

The 2025 property tax bill for 408 Risley Rd was $2,368, up 13.4% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Carolina Beach Town
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,100 (-) Land $283,800 Building $245,300	$529,100 (-) Land $283,800 Building $245,300
2025	$2,368.00 (+13.41%)	$529,100 Land $283,800 Building $245,300	$529,100 Land $283,800 Building $245,300
2024	$2,088.00
2023		$302,300 Land $154,900 Building $147,400	$302,300 Land $154,900 Building $147,400
2022	$2,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Risley Rd in Zone X, an area of minimal flood risk, though there have been 128 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 140 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	152 units insured incl. 12 condo units
Nearby Flood Claims	128 (1984–2024)
Claims Outside the SFHA	20 of 128
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 21 claims Hurricane Fran, Sep 1996 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Risley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROLINA BEACH WATER SYSTEM serves 6,864 people · EPA ID NC0465015
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	6 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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