408 Riggins St, Monroe, NC 28110 Property Records

Union County property record for 408 Riggins St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,826 sqft · built 1930
Lot Size	0.327 acres (14,244 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jun 2019)
Tax Bill	$1,319 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-229-052`

Property Details

APN / Parcel Number

Primary APN	`09-229-052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,826 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,244 sqft (0.327 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 RIGGINS ST
City	MONROE
State	NC
Zip	28110-3120
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	7391-820
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1020
Census Tract	20406

Owner

408 Riggins St, a rural home, is owned and occupied by an individual who bought it in June 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	408 RIGGINS ST, MONROE, NC 28110-3120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 18, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on File
Deed Sale	Jun 13, 2019 · Amount on File
Prior Sale	Dec 18, 2018 · Amount on File
Deed Document Number	201916457
Deed Book / Page	7391 / 820
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 13, 2019
Property Address	408 RIGGINS ST, MONROE, NC 28110-3120
Document Number	0007391820
Book / Page	7391 / 820
Instrument Date	Jun 13, 2019
Instrument	0016457
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016458
Date	Jun 13, 2019
Instrument	0016458

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 18, 2018
Property Address	408 RIGGINS ST, MONROE, NC 28110-3120
Document Number	7286386
Book / Page	007286 / 000386
Instrument Date	Dec 17, 2018
Instrument	34694
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$71.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4761 PHIFER CREST CT CHARLOTTE NC 282264541, CHARLOTTE, NC 28226-4541
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 408 Riggins St was $1,319.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,900 (-) Land $32,300 Building $118,600	$150,900 (-) Land $32,300 Building $118,600
2025	$1,319.00	$150,900 Land $32,300 Building $118,600	$150,900 Land $32,300 Building $118,600
2023	$1,285.00	$117,900 Land $18,000 Building $99,900	$117,900 Land $18,000 Building $99,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Riggins St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Riggins St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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