408 Ramsey Dr, Modesto, CA 95356 Property Records

Stanislaus County property record for 408 Ramsey Dr, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,096 sqft · built 1988
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$416,500 (Aug 2023)
Tax Bill	$3,890 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-075-081-000`

Property Details

APN / Parcel Number

Primary APN	`052-075-081-000`
Alternative APNs	`0527581000` `0527581`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 RAMSEY DR
City	MODESTO
State	CA
Zip	95356-1777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PINEHURST I
Legal Block	3
Legal Lot Number	44
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3019
Census Tract	404

Owner

408 Ramsey Dr is owned and occupied by an individual who bought it in August 2023.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	408 RAMSEY DR, MODESTO, CA 95356-1777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 18, 2022	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Feb 18, 2022	Grant Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on File
Deed Sale	Aug 22, 2023 · Amount on File
Prior Sale	Feb 18, 2022 · Amount on File
Deed Document Number	202338998
Prior Transfer Date	Feb 2, 2022
Prior Transfer Doc	0000012503
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 22, 2023
Property Address	408 RAMSEY DR, MODESTO, CA 95356-1777
Document Number	0000038998
Map Reference	VOL 32 PG 75
Instrument Date	Aug 13, 2023
Instrument	2023-0038998
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 RAMSEY DR, MODESTO, CA 95356-1777

Mortgage

Document Number	0000038999
Date	Aug 22, 2023
Instrument	2023-0038999

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0000039000
Date	Aug 22, 2023
Instrument	2023-0039000

Lender

Name	US BANK NA
Type	Bank
Address	TURLOCK, CA 95380

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 18, 2022
Property Address	408 RAMSEY DR, MODESTO, CA 95356-1777
Document Number	0000012503
Map Reference	VOL 32 PG 75
Instrument Date	Feb 2, 2022
Instrument	2022-0012503
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 RAMSEY DR, MODESTO, CA 95356-1777

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 18, 2022
Property Address	408 RAMSEY DR, MODESTO, CA 95356-1777
Document Number	0000012502
Map Reference	VOL 32 PG 75
Instrument Date	Jan 24, 2022
Instrument	2022-0012502
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 RAMSEY DR, MODESTO, CA 95356-1777

Mortgage

Document Number	0000012504
Date	Feb 18, 2022
Instrument	2022-0012504

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Mortgage

Document Number	0000012505
Date	Feb 18, 2022
Instrument	2022-0012505

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 408 Ramsey Dr was $3,890 with a homeowner's exemption, down 15.7% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,890.00 (-15.75%) Homeowner's exemption	$360,500 (-15.14%) Land $205,000 Building $155,500
2025	$4,617.00 Homeowner's exemption	$424,830 Land $239,700 Building $185,130
2023	$4,576.00 (+76.82%) Homeowner's exemption	$420,240 Land $211,140 Building $209,100
2022	$2,588.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 408 Ramsey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 Ramsey Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ezWave.

Nearby Properties on Ramsey Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures