Guadalupe County property record for 408 Ramblas, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,042 sqft · built 2015 |
| Lot Size | 0.171 acres (7,438 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $287,600 (Jul 2015) |
| Tax Bill | $6,624 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3995E31102900000 |
| Primary APN | 1G3995E31102900000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,042 sqft Living Area |
| Gross Area | 3,732 sqft |
| 1st Floor Area | 1,998 sqft |
| 2nd Floor Area | 1,044 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,438 sqft (0.171 acres) |
| Lot Dimensions | 146 ft deep x 51 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 76 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 408 RAMBLAS |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-1953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURNING STONE UNIT-E3 BLOCK 11 LOT 29 0.1708 AC |
| Legal Subdivision | TURNING STONE UNIT-E3 |
| Legal Tract | 29 |
| Legal Block | 11 |
| Legal Lot Number | 29 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 210713 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 408 RAMBLAS, CIBOLO, TX 78108-1953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Apr 11, 2020 | Loan Modification, Mortgage FIRST COM'L BK NA |
| Dec 19, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2015 · Amount on Record |
| Deed Sale | Jul 24, 2015 · Amount on Record |
| Deed Document Number | 201514664 |
| Prior Transfer Date | Jun 30, 2015 |
| Prior Transfer Doc | 0000014664 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 408 RAMBLAS, CIBOLO, TX 78108-1953 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | ORT |
| Name | Verified Name |
|---|
| Document Number | 0099003966 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 202199003966 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PIONEER, CA 95666 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 408 RAMBLAS, CIBOLO, TX 78108-1953 |
| Document Number | 0000011973 |
| Instrument Date | Apr 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 932 ROSEMARY DR NEW BRAUNFELS TX 781306057, NEW BRAUNFELS, TX 78130-6057 |
| Document Number | 0000011973 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 11973 |
| Name | FIRST COM'L BK NA |
|---|---|
| Address | SEGUIN, TX 78155 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | May 17, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 408 RAMBLAS, CIBOLO, TX 78108-1953 |
| Document Number | 0000029662 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 408 RAMBLAS CIBOLO TX 781081953, CIBOLO, TX 78108-1953 |
| Document Number | 0000029662 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 29662 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | KARNACK, TX 75661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2049 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,992 (+3.93%) Land $46,965 Building $398,027 | $444,992 (+3.93%) Land $46,965 Building $398,027 | |
| 2025 | $428,171 (-10.93%) Land $43,736 Building $384,435 | $428,171 (-10.93%) Land $43,736 Building $384,435 | |
| 2023 | $6,624.00 (-9.33%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $480,727 Land $58,246 Building $422,481 | $480,727 Land $58,246 Building $422,481 |
| 2022 | $7,306.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1997–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Guadalupe Valley Electric Cooperative, VTX Communications.
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