408 Prosperity Trl, Mc Gregor, TX 76657 Property Records

McLennan County property record for 408 Prosperity Trl, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 2007
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,100 (May 2020)
Tax Bill	$4,799 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-336208-000225-0`

Property Details

APN / Parcel Number

Primary APN	`36-336208-000225-0`
Alternative APN	`344316`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	2,043 sqft
1st Floor Area	1,612 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	150 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	431 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	86 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 PROSPERITY TRL
City	MCGREGOR
State	TX
Zip	76657-4071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUNWEST VILLAGE II LOT 25 BLOCK 2 ACRES .155 PART TWO
Legal Subdivision	SUNWEST VILLAGE II
Legal Block	2
Legal Lot Number	25
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	2
Census Block	2005
Census Tract	3901

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 SYDNEY LN, LORENA, TX 76655-3596
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
May 1, 2020	Deed of Trust, Mortgage · FHA Mortgage HANCOCK MTG PTRS
May 1, 2020	Vendor's Lien, Transfer · FHA Mortgage HANCOCK MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	May 3, 2011 · Amount on Record
Deed Document Number	202014059
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	408 PROSPERITY TRL, MCGREGOR, TX 76657-4071
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 SYDNEY LN, LORENA, TX 76655-3596

Mortgage

Document Number	0000003033
Date	Feb 2, 2026
Instrument	2026003033

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	408 PROSPERITY TRL, MC GREGOR, TX 76657-4071
Document Number	0000018089
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408-410 PROSPERITY TRL MC GREGOR TX 766574071, MC GREGOR, TX 76657-4071

Mortgage

Document Number	0000018089
Date	Jun 4, 2020
Instrument	18089

Lender

Name	HANCOCK MTG PTRS
Type	Mortgage Company
Address	SUGAR LAND, TX 77478

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 1, 2020
Property Address	408 PROSPERITY TRL, MC GREGOR, TX 76657-4071
Document Number	0000014059
Map Reference	FILE 2007012968
Instrument Date	May 1, 2020
Instrument	2020014059
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 PROSPERITY TRL # 410, 410, MC GREGOR, TX 76657-4071

Mortgage

Document Number	0000014060
Date	May 1, 2020
Instrument	2020014060

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,250 (-9.49%) Land $18,419 Building $182,831	$201,250 (-9.49%) Land $18,419 Building $182,831
2025	$4,799.00 (+0.04%)	$222,340 (+1.15%) Land $18,420 Building $203,920	$222,340 (+1.15%) Land $18,420 Building $203,920
2024	$4,797.00 (+1.4%)
2023		$219,820 Land $18,420 Building $201,400	$219,820 Land $18,420 Building $201,400
2022	$4,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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