408 Plum St, Gillespie, IL 62033 Property Records

Macoupin County property record for 408 Plum St, Gillespie, IL 62033

Property Summary

Property Type	Single Family Home
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$77,672 (Nov 2022)
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Mortgage + 2 more
APN	`10-001-663-01`

Property Details

APN / Parcel Number

Primary APN	`10-001-663-01`
Alternative APN	`19-24-180-001`

Exterior

Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	65 ft deep x 100 ft wide

Location & Zoning

Street Address	408 PLUM ST
City	GILLESPIE
State	IL
Zip	62033-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 65' LOTS 8 & 9 BLK 9 ABE FREYS SUBD 100 X 65 19-24-180-001
Legal Subdivision	ABE FREYS SUBD
Legal Block	9
Legal Lot Number	8-9
Jurisdiction	MACOUPIN IL
Township / Civil Division	GILLESPIE
Census Block Group	3
Census Block	3048
Census Tract	956900

Owner

408 Plum St is owned and occupied by two individuals who bought it in November 2022.

Source: Macoupin County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 PLUM ST, GILLESPIE, IL 62033-1244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Sep 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Nov 15, 2022	Warranty Deed, Transfer · Line of Credit UNITED COMMUNITY BANK
Mar 31, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2022 · Amount on File
Deed Sale	Nov 15, 2022 · Amount on File
Prior Sale	Mar 31, 2020 · Amount on File
Deed Document Number	2022602330
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Recording Date	Apr 24, 2026
Property Address	408 PLUM ST, GILLESPIE, IL 62033-1244
Document Number	0000623809
Instrument Date	Apr 20, 2026
Instrument	2026623809
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	408 PLUM ST, GILLESPIE, IL 62033-1244

Mortgage

Document Number	0000623809,
Date	Apr 24, 2026
Instrument	2026623809

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	408 PLUM ST, GILLESPIE, IL 62033-1244
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 PLUM ST, GILLESPIE, IL 62033-1244

Mortgage

Document Number	0000607272
Date	Sep 12, 2023
Instrument	607272

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	GILLESPIE, IL 62033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.87%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Nov 15, 2022
Property Address	408 PLUM ST, GILLESPIE, IL 62033-1244
Document Number	0000602330
Instrument Date	Nov 14, 2022
Instrument	602330
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	COMMUNITY TITLE II LP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 PLUM ST, GILLESPIE, IL 62033-1244

Mortgage

Document Number	0000602331
Date	Nov 15, 2022
Instrument	602331

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Aug 14, 2023

Interest

Rate Type	Fixed Rate
Rate	5.49%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Mar 31, 2020
Property Address	408 PLUM ST, GILLESPIE, IL 62033-1244
Document Number	581354
Instrument Date	Mar 27, 2020
Instrument	581354
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 148, GILLESPIE, IL 62033-0148

Mortgage

Document Number	581355
Date	Mar 31, 2020
Instrument	581355

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 408 Plum St was $1,108, up 4.5% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Gillespie Township
Municipality	Gillespie City
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00 (+4.53%)	$17,480 (+7%) Land $2,257 Building $15,223	$52,440 (+7%) Land $6,771 Building $45,669
2024	$1,060.00	$16,336 Land $2,109 Building $14,227	$49,008 Land $6,327 Building $42,681
2022	$1,004.00	$14,136 Land $1,825 Building $12,311	$42,408 Land $5,475 Building $36,933

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 408 Plum St; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 Plum St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILLESPIE serves 3,737 people · EPA ID IL1170400
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink.

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