408 Plum Rd, Cincinnati, OH 45238 Property Records

Hamilton County property record for 408 Plum Rd, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,161 sqft · built 1932
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on Record
Tax Bill	$2,528 (2025)
Deeds & Mortgages	Jul 2022 Transfer May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`540-0041-0050-00`

Property Details

APN / Parcel Number

Primary APN	`540-0041-0050-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,161 sqft Living Area
Gross Area	1,953 sqft
1st Floor Area	876 sqft
Attic	Attic
Attic Area	285 sqft
Basement Area	792 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,362 sqft (0.169 acres)
Lot Dimensions	143 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	408 PLUM RD
City	CINCINNATI
State	OH
Zip	45238-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	PLUM ST 50 X 143 LOTS 126PTS 124-125-126 BEPLER- WILLIAMS
Legal Subdivision	BEPLER & WILLIAMS
Legal Lot Number	126
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3004
Census Tract	21401

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 PLUM RD, CINCINNATI, OH 45238-5415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Transfer on Death Deed, Transfer
May 22, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARDIAN SVGS BK
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FED'L
Apr 6, 2017	Warranty Deed, Transfer · Conventional with PMI EAGLE SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 1, 2010
Transfer Doc	0000000488
Record Updated	Jun 8, 2026

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 19, 2022
Property Address	408 PLUM RD, CINCINNATI, OH 45238-5415
Document Number	0000071056
Book / Page	14711 / 2252
Map Reference	MB 5 PG 44
Instrument Date	Jul 15, 2022
Instrument	2022-0071056
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	408 PLUM RD, CINCINNATI, OH 45238-5415
Document Number	0000049601
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 PLUM RD CINCINNATI OH 452385415, CINCINNATI, OH 45238-5415

Mortgage

Document Number	0000049601
Date	May 27, 2020
Book Page	014176/003075
Instrument	49601

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 26, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	408 PLUM RD, CINCINNATI, OH 45238-5415
Document Number	0000114615
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 PLUM RD CINCINNATI OH 452385415, CINCINNATI, OH 45238-5415

Mortgage

Document Number	0000114615
Date	Dec 27, 2019
Book Page	014072/000436
Instrument	114615

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2034

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 6, 2017
Property Address	408 PLUM RD, CINCINNATI, OH 45238-5415
Document Number	0000030349
Book / Page	013390 / 000581
Instrument Date	Mar 30, 2017
Instrument	30349
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 PLUM RD CINCINNATI OH 452385415, CINCINNATI, OH 45238-5415

Mortgage

Document Number	30350
Date	Apr 6, 2017
Book Page	013390/000583
Instrument	30350

Lender

Name	EAGLE SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,528.00 (-0.24%)	$41,388 (-) Land $8,663 Building $32,725	$118,250 (-) Land $24,750 Building $93,500
2024	$2,534.00 (+1.48%)	$41,388 (-) Land $8,663 Building $32,725
2023	$2,497.00 (+73.89%)	$41,388 (+96.03%) Land $8,663 Building $32,725	$118,250 (+96.04%) Land $24,750 Building $93,500
2022	$1,436.00	$21,113 Land $7,760 Building $13,353
2020			$60,320 Land $22,170 Building $38,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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