408 Pine Ave, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 408 Pine Ave, Waynesboro, VA 22980

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 926 sqft
Lot Size0.104 acres (4,545 sqft)
OwnerIndividual Name on Record
Last Sale$152,000 (Jan 2023)
Tax Bill$2,307 (2026)
Deeds & MortgagesJan 2023 Sale & Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN45 10-513

Property Details

APN / Parcel Number

Primary APN45 10-513
Alternative APN
  • 490995

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area926 sqft Living Area
1st Floor Area926 sqft
Basement Area926 sqft
Finished Basement926 sqft
FlooringSoftwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,545 sqft (0.104 acres)
PorchPorch
Storage Building240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number490995
Street Address408 PINE AVE
CityWAYNESBORO
StateVA
Zip22980-4712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-5
Legal DescriptionPT OF LOT 40 (BLK 39) W'BORO CO ADT & PT OF LOT 513 GREINER GREINER ADT
Legal SubdivisionGREINER SD
Legal Lot Number40,513
JurisdictionWAYNESBORO CITY VA
Township / Civil DivisionWAYNESBORO
Census Block Group3
Census Block3010
Census Tract3400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Tree Streets Historic District
listed 2002 · 454 contributing resources · NRIS 02000369

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Waynesboro City records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address408 PINE AVE, WAYNESBORO, VA 22980-4712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2023Warranty Deed, Transfer · FHA Mortgage
IXONIA BANK
Dec 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2023 · Amount on Record
Deed SaleJan 24, 2023 · Amount on Record
Prior SaleSep 16, 2014 · Amount on Record
Deed Document Number2023110
Prior Transfer DateJan 23, 2023
Prior Transfer Doc0000000110
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNESBORO CITY VA
Recording DateJan 24, 2023
Property Address408 PINE AVE, WAYNESBORO, VA 22980-4712
Document Number0230000110
Instrument DateJan 23, 2023
Instrument230000110
Transaction TypeTransfer
Record UpdatedFeb 22, 2023
Title CompanyNOT AVAILABLE, PURCHASERS CHOICE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 PINE AVE, WAYNESBORO, VA 22980-4712

Mortgage

Document Number0230000111
DateJan 24, 2023
Instrument230000111
Lender
NameIXONIA BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053
Interest
Rate TypeFixed Rate

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address408 PINE AVE, WAYNESBORO, VA 22980-4712
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180002474
DateDec 7, 2018
Instrument180002474
Lender
NameCARDINAL FINANCIAL COMPANY LP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWaynesboro City
Unified School DistrictWaynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,307.00 (+36.59%)$265,200 (+20.88%) Land $63,500 Building $201,700$265,200 (+20.88%) Land $63,500 Building $201,700
2023$1,689.00$219,400 Land $32,500 Building $186,900$219,400 Land $32,500 Building $186,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims61 (1985–2024)
Claims Outside the SFHA15 of 61
Most Recent ClaimOct 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 14 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 13 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WAYNESBORO
serves 22,630 people · EPA ID VA2820775
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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