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408 Pine Ave SW, Live Oak, FL 32064 Property Records

Suwannee County property record for 408 Pine Ave SW, Live Oak, FL 32064

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,662 sqft · built 1930
Lot Size0.462 acres (20,126 sqft)
OwnerIndividual Name on File
Last Sale$62,000 (Oct 2000)
Tax Bill$959 (2024)
Deeds & MortgagesJun 2026 Line of Credit
Jul 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN23-02S-13E-06454-150020

Property Details

APN / Parcel Number

Primary APN23-02S-13E-06454-150020
Alternative APN
  • 06454150020

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,662 sqft Living Area
1st Floor Area1,662 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2006
Exterior MaterialComposition/Composite
Roof MaterialComposition Shingle
Lot Area20,126 sqft (0.462 acres)
Lot Width114 ft Width
Garage TypeCarport
CarportCarport
Carport Area320 sqft
PorchPorch
Patio Area120 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number06454150020
Street Address408 PINE AVE SW
CityLIVE OAK
StateFL
Zip32064-3123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG LOTS 2 & 3 BLK O-2. LIVE OAK. ORB 827 P 318 WD YR 2001
Legal Range13E
Legal Township02S
Legal Section23
Legal SubdivisionLIVE OAK
Legal BlockO-2
Legal Lot Number2-3 3
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group3
Census Block3033
Census Tract970401

Owner

408 Pine Ave SW is owned and occupied by an individual who bought it in October 2000.

Source: Suwannee County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Mailing Address408 PINE AVE SW, LIVE OAK, FL 32064-3123
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed of Trust, Mortgage · Line of Credit
FIRST FEDERAL BANK
Jul 26, 2018Loan Modification, Mortgage · Conventional Mortgage
FIRST FED'L SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2000 · Amount on File
Deed SaleOct 1, 2000 · Amount on File
Deed Document Number0000827318
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Recording DateJun 12, 2026
Property Address408 PINE AVE SW, LIVE OAK, FL 32064-3123
Document Number0000006268
Book / Page2707 / 143
Instrument DateJun 4, 2026
Instrument20266268
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 PINE AVE SW, LIVE OAK, FL 32064-3123

Mortgage

Document Number0000006268,
DateJun 12, 2026
Book Page2707/143
Instrument20266268
Lender
NameFIRST FEDERAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 1, 2051
Interest
Rate6.37%
Max Rate-1%

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUWANNEE FL
Property Address408 PINE AVE SW, LIVE OAK, FL 32064-3123
Document Number0000206074
Instrument DateJul 26, 2018
Transaction TypeMortgage
Record UpdatedSep 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address408 PINE AVE SW LIVE OAK FL 320643123, LIVE OAK, FL 32064-3123

Mortgage

Document Number0000206074
DateAug 9, 2018
Book Page002067/000035
Instrument206074
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
AddressLIVE OAK, FL 32064
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
MunicipalityLive Oak City
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$86,877$139,724 Land $11,069 Building $128,655
2024$959.00 (+5.04%)
2023$913.00 (+5.92%) Homeowner's exemption$81,970 (+3%)$123,060 (+33.59%) Land $9,091 Building $113,969
2022$862.00 Homeowner's exemption$79,583$92,119 Land $9,091 Building $83,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Pine Ave SW in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2012–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Pine Ave SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIVE OAK WTP
serves 6,850 people · EPA ID FL2610203
Water SourceGroundwater influenced by surface water
Last State InspectionNov 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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