Polk County property record for 408 Patrick Ave, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,534 sqft · built 1971 |
| Lot Size | 0.161 acres (7,004 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,900 (Apr 2025) |
| Tax Bill | $2,509 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-25-354110-011120 |
| Primary APN | 25-28-25-354110-011120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,004 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 286 sqft |
| Carport | Carport |
| Carport Area | 286 sqft |
| Porch | Florida Room |
| Porch Area | 496 sqft |
| Utility Building | 77 sqft |
| Street Address | 408 PATRICK AVE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAN PHYL VILLAGE UNIT # 11 PB 50 PG 34 BLOCK K-LOT 12 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | JAN PHYL VILLAGE UNIT 11 |
| Legal Tract | 354110 |
| Legal Block | K |
| Legal Lot Number | 12 |
| Legal Unit | 11 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13802 |
Source: Polk County records · APN 25-28-25-354110-011120
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 PATRICK AVE, WINTER HAVEN, FL 33880-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK |
| Jan 07, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN LIBERTY MTG |
| Jul 13, 2018 | Quit Claim Deed, Transfer DEBRA MCGINNIS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2025 · Amount on Record |
| Deed Sale | Apr 22, 2025 · Amount on Record |
| Prior Sale | Dec 17, 2024 · Amount on Record |
| Deed Document Number | 202592436 |
| Deed Book / Page | 13516 / 1215 |
| Transfer Doc | 3760000278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 408 PATRICK AVE, WINTER HAVEN, FL 33880-1430 |
| Document Number | 0113872138 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 408 PATRICK AVE WINTER HAVEN FL 338801430, WINTER HAVEN, FL 33880-1430 |
| Document Number | 0113872138 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 011387/002138 |
| Instrument | 200150 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 07, 2019 |
| Property Address | 408 PATRICK AVE, WINTER HAVEN, FL 33880-1430 |
| Document Number | 0107162011 |
| Book / Page | 010716 / 002011 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 3478 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC/WINT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $805.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 408 PATRICK AVE WINTER HAVEN FL 338801430, WINTER HAVEN, FL 33880-1430 |
| Document Number | 107162013 |
|---|---|
| Date | Jan 07, 2019 |
| Book Page | 010716/002013 |
| Instrument | 3479 |
| Name | AMERICAN LIBERTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 06, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 13, 2018 |
| Property Address | 408 PATRICK AVE, WINTER HAVEN, FL 33880-1430 |
| Document Number | 0105472065 |
| Book / Page | 010547 / 002065 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 149270 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 213 CRYSTAL CT WINTER HAVEN FL 338804954, WINTER HAVEN, FL 33880-4954 |
| Document Number | 105472067 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 010547/002067 |
| Instrument | 149271 |
| Name | DEBRA MCGINNIS |
|---|---|
| Address | 1363 HOWARD ST, CLEARWATER, FL 33756-2222 |
| Amount | Amount Recorded |
|---|
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,509.00 (+55.55%) | $194,102 (+56.55%) Land $14,500 Building $179,602 | $194,102 (+2.2%) Land $14,500 Building $179,602 |
| 2023 | $1,613.00 (+4.81%) Homeowner's exemption | $123,987 (+3%) | $189,923 (+16.42%) Land $14,000 Building $175,923 |
| 2022 | $1,539.00 Homeowner's exemption | $120,376 | $163,133 Land $11,500 Building $151,633 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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