Allegany County property record for 408 Park St, Cumberland, MD 21502
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,600 sqft · built 2024 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $474,000 (Dec 2018) |
| Tax Bill | $3,583 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-006746 |
| Primary APN | 22-006746 |
|---|---|
| Alternative APN |
|
| Units | 9 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 3,600 sqft Total Area |
| 1st Floor Area | 8,725 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Material | Built-Up Asphalt |
| Lot Area | 3,000 sqft (0.069 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Porch | Porch |
| Porch Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 006746 |
|---|---|
| Street Address | 408 PARK ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3178 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | 408 PARK ST 30X100 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 22, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 500 |
Source: Allegany County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 117 W PATRICK ST, 200, FREDERICK, MD 21701-5798 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2018 · Amount on Record |
| Deed Sale | Dec 21, 2018 · Amount on Record |
| Prior Sale | Dec 18, 2015 · Amount on Record |
| Deed Book / Page | 2435 / 262 |
| Prior Transfer Date | Dec 20, 2018 |
| Prior Transfer Doc | 002435-0262 |
| Record Updated | Sep 20, 2026 |
Source: Allegany County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,700 (+3.52%) Land $30,000 Building $374,700 | $404,700 (-) Land $30,000 Building $374,700 | |
| 2025 | $3,583.00 (+1,506.73%) | $390,933 (+1,528.89%) | $404,700 (+1,586.25%) Land $30,000 Building $374,700 |
| 2023 | $223.00 | $24,000 Land $24,000 | $24,000 Land $24,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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