Santa Cruz County property record for 408 Park Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,087 sqft · built 1954 |
| Lot Size | 0.607 acres (26,441 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Feb 2017) |
| Tax Bill | $8,905 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-042-15 |
| Primary APN | 072-042-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 1,087 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 26,441 sqft (0.607 acres) |
| Terrain | Steep |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 56 sqft |
| Patio Area | 56 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Street Address | 408 PARK DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Subdivision | LOMOND TERRACE TR #71 |
| Legal Lot Number | 3,4 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 120302 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 PARK DR, BEN LOMOND, CA 95005-9379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit STAR ONE CU |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Feb 15, 2017 | Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2017 · Amount on File |
| Deed Sale | Feb 15, 2017 · Amount on File |
| Prior Sale | Mar 4, 2005 · Amount on File |
| Deed Document Number | 20175666 |
| Prior Transfer Date | Dec 26, 2012 |
| Prior Transfer Doc | 0000000044 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 408 PARK DR, BEN LOMOND, CA 95005-9379 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 408 PARK DR, BEN LOMOND, CA 95005-9379 |
| Document Number | 0000016706 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022-0016706 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | Jul 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 408 PARK DR, BEN LOMOND, CA 95005-9379 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | AMROCK TITLE CA INC, AMROCK TITLE CA |
| Name | Verified Name |
|---|---|
| Address | 408 PARK DR, BEN LOMOND, CA 95005-9379 |
| Document Number | 0000005647 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021-0005647 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 408 PARK DR, BEN LOMOND, CA 95005-9379 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000028107 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 2020-0028107 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | REDLANDS, CA 92374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 408 PARK DR, BEN LOMOND, CA 95005-9379 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000027098 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 2019-0027098 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDLANDS, CA 92374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 15, 2017 |
| Property Address | 408 PARK DR, BEN LOMOND, CA 95005-9379 |
| Document Number | 0000005666 |
| Map Reference | MB28 PG43 |
| Instrument Date | Feb 2, 2017 |
| Instrument | 2017-0005666 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 408 PARK DR, BEN LOMOND, CA 95005-9379 |
| Document Number | 0000005667 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 2017-0005667 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $680,683 (+2%) Land $408,410 Building $272,273 | ||
| 2025 | $8,905.00 (+4.09%) | $667,337 (+4.04%) Land $400,402 Building $266,935 | |
| 2023 | $8,555.00 (+2.21%) | $641,423 Land $384,854 Building $256,569 | $672,030 |
| 2022 | $8,370.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 36 (1981–2017) |
| Claims Outside the SFHA | 10 of 36 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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