408 Onida Trl, Crestview, FL 32536 Property Records

Okaloosa County property record for 408 Onida Trl, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,948 sqft · built 2011
Lot Size	1.02 acres (44,708 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Nov 2011)
Tax Bill	$3,283 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-025-9361-3`

Property Details

APN / Parcel Number

Primary APN	`C56-001-025-9361-3`
Alternative APN	`11-3N-24-1301-000A-0050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,948 sqft Heated Area
Gross Area	3,519 sqft
1st Floor Area	2,578 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	44,708 sqft (1.02 acres)
Garage Type	Finished
Garage Area	441 sqft
Porch	Open Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	408 ONIDA TRL
City	CRESTVIEW
State	FL
Zip	32536-6548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN TRAILS PH VII LOT 5 BLK A
Legal Range	24
Legal Township	03N
Legal Section	11
Legal Subdivision	INDIAN TRAILS PH 7
Legal Phase	7
Legal Block	A
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	5
Census Block	5016
Census Tract	20500

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	408 ONIDA TRL, CRESTVIEW, FL 32536-6548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Apr 9, 2021	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2011 · Amount on Record
Deed Sale	Nov 1, 2011 · Amount on Record
Deed Document Number	2738249
Deed Book / Page	3007 / 4423
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	408 ONIDA TRL, CRESTVIEW, FL 32536-6548
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2365 MALAMUTE LN A, A, EIELSON AFB, AK 99702-1049

Mortgage

Document Number	0035720122
Date	Sep 7, 2021
Book Page	3572/122
Instrument	3486347

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	408 ONIDA TRL, CRESTVIEW, FL 32536-6548
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2365 MALAMUTE LN A, A, EIELSON AFB, AK 99702-1049

Mortgage

Document Number	0035382646
Date	Apr 9, 2021
Book Page	3538/2646
Instrument	3445348

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,283.00 (+2.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$253,819 (+5.99%)	$381,275 (-5.43%) Land $39,221 Building $342,054
2023	$3,202.00 (+2.93%) Homeowner's exemption	$239,482 (+3%)	$403,157 (+8.58%) Land $33,322 Building $369,835
2022	$3,111.00 Homeowner's exemption	$232,507	$371,285 Land $31,142 Building $340,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1998–2017)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Oct 2017
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims Hurricane Georges, Sep 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Also Mapped Here	CRESTVIEW, CITY OF WATER DEPT.
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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