408 Oak St, Georgetown, KY 40324 Property Records

Scott County property record for 408 Oak St, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,695 sqft · built 1900
Lot Size	0.208 acres (9,099 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Feb 2019)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`166-10-290.000`

Property Details

APN / Parcel Number

Primary APN	`166-10-290.000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,695 sqft Living Area
1st Floor Area	873 sqft
Basement Area	1,695 sqft
Unfinished Basement	1,695 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Foundation Type	Stone
Lot Area	9,099 sqft (0.208 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 OAK ST
City	GEORGETOWN
State	KY
Zip	40324-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 52
Legal Subdivision	PAYNES ADDITION
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3020
Census Tract	40102

Owner

408 Oak St is owned and occupied by an individual who bought it in February 2019.

Source: Scott County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	408 OAK ST, GEORGETOWN, KY 40324-1916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on File
Deed Sale	Feb 19, 2019 · Amount on File
Deed Document Number	2019396800
Deed Book / Page	403 / 408
Record Updated	Oct 29, 2026

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Feb 19, 2019
Property Address	408 OAK ST, GEORGETOWN, KY 40324-1916
Document Number	D403/408
Book / Page	D403 / 408
Instrument Date	Feb 18, 2019
Instrument	396800
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	FOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SE

Transaction

Amount	Amount on Record
Tax	$156.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1673 SOUTHWEST DR, 1673, JOHNS ISLAND, SC 29455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 OAK ST, GEORGETOWN, KY 40324-1916

Tax Assessment & Valuation

The 2025 property tax bill for 408 Oak St was $1,685.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,200 (-)	$189,200 (-)
2025	$1,685.00	$189,200	$189,200
2023	$1,584.00 (+9.77%)	$174,800 (+5.05%) Land $27,500 Building $147,300	$174,800 (+5.05%) Land $27,500 Building $147,300
2022	$1,443.00	$166,400 Land $22,500 Building $143,900	$166,400 Land $22,500 Building $143,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20