408 Oak Pl, Crestview, FL 32539 Property Records

Okaloosa County property record for 408 Oak Pl, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 870 sqft · built 1989
Lot Size	0.162 acres (7,075 sqft)
Owner	2 Individual Names on File
Last Sale	$113,000 (Oct 2019)
Tax Bill	$2,116 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1554-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1554-0`
Alternative APNs	`29-3N-23-2215-000C-0070` `23N3292215000C0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	870 sqft Living Area
Gross Area	1,042 sqft
1st Floor Area	870 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,075 sqft (0.162 acres)
Porch	Florida Room
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 OAK PL
City	CRESTVIEW
State	FL
Zip	32539-8387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOAL TERRACE EST LOT 7 BLK C
Legal Range	23W
Legal Township	03N
Legal Section	29
Legal Subdivision	SHOAL TERRACE EST
Legal Block	C
Legal Lot Number	7
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2030
Census Tract	20702

Owner

Source: Okaloosa County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5514 FENNY WAY, CRESTVIEW, FL 32536-1800
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 21, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Prior Sale	Apr 8, 2014 · Amount on Record
Deed Document Number	20193312966
Deed Book / Page	3425 / 453
Prior Transfer Date	Oct 14, 2015
Prior Transfer Doc	0032203064
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	408 OAK PL, CRESTVIEW, FL 32539-8387
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4674 LOVEGRASS LN, CRESTVIEW, FL 32539-8357

Mortgage

Document Number	0035840397
Date	Nov 1, 2021
Book Page	3584/397
Instrument	3501495

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 21, 2019
Property Address	408 OAK PL, CRESTVIEW, FL 32539-8387
Document Number	0034250453
Book / Page	003425 / 000453
Instrument Date	Oct 17, 2019
Instrument	3312966
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$791.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4674 LOVEGRASS LN CRESTVIEW FL 325398357, CRESTVIEW, FL 32539-8357

Mortgage

Document Number	34250455
Date	Oct 21, 2019
Book Page	003425/000455
Instrument	3312967

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,116.00 (+10.09%)	$139,748 (-0.88%) Land $47,080 Building $92,668	$139,748 (-0.88%) Land $47,080 Building $92,668
2023	$1,922.00 (+13.26%)	$140,985 (+20.59%) Land $40,000 Building $100,985	$140,985 (+20.59%) Land $40,000 Building $100,985
2022	$1,697.00	$116,910 Land $25,718 Building $91,192	$116,910 Land $25,718 Building $91,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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