408 Oak Grove Dr, Cherryville, NC 28021 Property Records

Gaston County property record for 408 Oak Grove Dr, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1965
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,791 (2026)
Deeds & Mortgages	Oct 2019 Transfer Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06001A02900`

Property Details

APN / Parcel Number

Primary APN	`06001A02900`
Alternative APN	`128979`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,192 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 OAK GROVE DR
City	CHERRYVILLE
State	NC
Zip	28021-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARK DRIVE L 6 06 001A 029 00 000
Legal Subdivision	PARK DRIVE SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	2
Census Block	2029
Census Tract	30601

Owner

408 Oak Grove Dr is owned and occupied by two individuals who acquired it in October 2019.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 OAK GROVE DR, CHERRYVILLE, NC 28021-2012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 1968
Deed Sale	Sep 7, 1968
Deed Book / Page	986 / 221
Last Transfer Date	Oct 23, 2019
Transfer Doc	0050771950
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Oct 30, 2019
Property Address	408 OAK GROVE DR, CHERRYVILLE, NC 28021-2012
Document Number	0050771950
Book / Page	005077 / 001950
Instrument Date	Oct 23, 2019
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	906 VISTA DR CHERRYVILLE NC 280212622, CHERRYVILLE, NC 28021-2622

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	408 OAK GROVE DR, CHERRYVILLE, NC 28021-2012
Document Number	0050380102
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 OAK GROVE DR CHERRYVILLE NC 280212012, CHERRYVILLE, NC 28021-2012

Mortgage

Document Number	0050380102
Date	Apr 26, 2019
Book Page	005038/000102

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 25, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 408 Oak Grove Dr was $1,791.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,791.00	$166,000 (-) Land $14,000 Building $152,000
2025	$1,791.00	$166,000 Land $14,000 Building $152,000
2023	$1,809.00	$166,000 Land $14,000 Building $152,000
2021			$104,880 Land $12,000 Building $92,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Oak Grove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Oak Grove Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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