408 NW 11th St, Carrabelle, FL 32322 Property Records

Franklin County property record for 408 NW 11th St, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1966
Lot Size	0.415 acres (18,099 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,900 (Mar 2019)
Tax Bill	$601 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Dec 2021 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`20-07S-04W-4230-0D16-0060`

Property Details

APN / Parcel Number

Primary APN	`20-07S-04W-4230-0D16-0060`
Alternative APN	`04W07S2042300D160060`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	992 sqft
1st Floor Area	864 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bungalow
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,099 sqft (0.415 acres)

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	128 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 NW 11TH ST
City	CARRABELLE
State	FL
Zip	32322-5057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL D R 16 118 LOTS 6 & 7 PICKETTS ADDITION OR 80/296 ORB 308/139 644/495 1159/541 1191/593 1223/684 1236/693
Legal Range	04W
Legal Township	07S
Legal Section	20
Legal Subdivision	PICKETTS ADDITION
Legal Block	D
Legal Lot Number	6,7
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1057
Census Tract	970101

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 NW 11TH ST, CARRABELLE, FL 32322-5057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Warranty Deed, Transfer · ARM CAPITAL CITY BANK
Dec 8, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 24, 2018	Warranty Deed, Transfer TALLAHASSEE TITLE GROUP LLC
Jul 24, 2018	Affidavit of Death, Transfer TALLAHASSEE TITLE GROUP LLC
May 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	2019938
Deed Book / Page	1236 / 693
Prior Transfer Date	Dec 11, 2018
Prior Transfer Doc	0019007469
Record Updated	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Mar 5, 2019
Property Address	408 NW 11TH ST, CARRABELLE, FL 32322-5057
Document Number	0019000938
Book / Page	1236 / 693
Map Reference	MB 2 PG 20
Instrument Date	Feb 28, 2019
Instrument	201919000938
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	TALLAHASSEE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 356, PULASKI, TN 38478-0356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 NW 11TH ST, CARRABELLE, FL 32322-5057

Mortgage

Document Number	0019000939
Date	Mar 5, 2019
Instrument	201919000939

Lender

Name	CAPITAL CITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN FL
Recording Date	Dec 8, 2021
Property Address	408 NW 11TH ST, CARRABELLE, FL 32322-5057
Document Number	0019007469
Book / Page	1320 / 591
Map Reference	MB 2 PG 20
Instrument Date	Dec 11, 2018
Instrument	202119007469
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 COLLINGS COVE LN, BELVIDERE, CO

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 24, 2018
Property Address	408 NW 11TH ST, CARRABELLE, FL 32322-5057
Document Number	0019003601
Book / Page	001223 / 000684
Instrument Date	Jul 17, 2018
Instrument	19003601
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	TALLAHASSEE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$255.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 356 PULASKI TN 384780356, PULASKI, TN 38478-0356

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	FRANKLIN FL
Recording Date	Jul 24, 2018
Property Address	408 NW 11TH ST, CARRABELLE, FL 32322-5057
Document Number	0019003600
Book / Page	001223 / 000682
Instrument Date	Jul 17, 2018
Instrument	19003600
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	TALLAHASSEE TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 NW 11TH ST CARRABELLE FL 323225057, CARRABELLE, FL 32322-5057

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 3, 2017
Property Address	408 NW 11TH ST, CARRABELLE, FL 32322-5057
Document Number	0019002213
Book / Page	001191 / 000593
Instrument Date	May 3, 2017
Instrument	19002213
Transaction Type	Transfer
Record Updated	May 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 NW 11TH ST CARRABELLE FL 323225057, CARRABELLE, FL 32322-5057

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Municipality	Carrabelle City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$601.00 (+6.18%) Homeowner's exemption	$80,167 (+2.9%)	$112,891 (-0.6%) Land $28,000 Building $84,891
2024	$566.00 (+4.43%) Homeowner's exemption	$77,908 (+3%)	$113,571 (+18.08%) Land $28,000 Building $85,571
2023	$542.00 (+1.12%) Homeowner's exemption	$75,639 (+3%)	$96,184 (+14.36%) Land $28,000 Building $68,184
2022	$536.00 Homeowner's exemption	$73,436	$84,105 Land $33,600 Building $50,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	72 units insured incl. 29 condo units
Nearby Flood Claims	7 (2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile.

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