408 N West St, Mc Lean, IL 61754 Property Records

McLean County property record for 408 N West St, Mc Lean, IL 61754

Property Summary

Property Type	Residential Vacant Land
Details	built 1980
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on File
Last Sale	$235,333 (Aug 2022)
Tax Bill	$574 (2024)
Deeds & Mortgages	Jul 2020 Line of Credit Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-35-402-013`

Property Details

APN / Parcel Number

Primary APN	`26-35-402-013`

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	13,503 sqft (0.31 acres)

Location & Zoning

Street Address	408 N WEST ST
City	MC LEAN
State	IL
Zip	61754-9390
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	OUTLOTS TO MCLEAN (EX S100 & EX N125) W190 LOT 1
Legal Range	01W
Legal Township	22N
Legal Section	35
Legal Tract	1
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	MOUNT HOPE
Census Block Group	3
Census Block	3140
Census Tract	6000

Owner

408 N West St, residential vacant land, is owned by two individuals who bought it in August 2022.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 W NORTH ST, MC LEAN, IL 61754-9387
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit CEFCU
Aug 12, 2022	Warranty Deed, Transfer · FHA Mortgage INB NATIONAL ASSOCIATION
Apr 9, 2020	Special Warranty Deed, Transfer MCLEAN COUNTY TITLE
Feb 5, 2020	Special Warranty Deed, Transfer
Jul 15, 2019	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on File
Deed Sale	Aug 12, 2022 · Amount on File
Prior Sale	Apr 9, 2020 · Amount on File
Deed Document Number	202214415
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	408 N WEST ST, MC LEAN, IL 61754-9390
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000012726
Date	Jul 10, 2020
Instrument	2020-00012726

Lender

Name	CEFCU
Type	Credit Union
Address	61807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	276 Months
Due	Jul 9, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 12, 2022
Property Address	408 N WEST ST, MC LEAN, IL 61754-9390
Document Number	202200014415
Instrument Date	Aug 2, 2022
Instrument	2022-00014415
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 W NORTH ST, MC LEAN, IL 61754-9387

Mortgage

Document Number	202200014416
Date	Aug 12, 2022
Instrument	2022-00014416

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 9, 2020
Property Address	408 N WEST ST, MC LEAN, IL 61754-9390
Document Number	202000006153
Instrument Date	Mar 24, 2020
Instrument	2020-00006153
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Tax	$92.25
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W NORTH STREET, BLOOMINGTON, IL 61701

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 5, 2020
Property Address	408 N WEST ST, MC LEAN, IL 61754-9390
Document Number	202000002281
Instrument Date	Jan 16, 2020
Instrument	2020-00002281
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount on Record
Tax	$48.75
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 BEATTIE PL STE 110, 110, GREENVILLE, SC 29601-5115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 WESTCHESTER AVE STE W2100, W2100, WEST HARRISON, NY 10604-2949
Investor	Possibly a Property Investor

July 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 15, 2019
Property Address	408 N WEST ST, MC LEAN, IL 61754-9390
Document Number	201900010836
Instrument Date	Jul 1, 2019
Instrument	2019-00010836
Transaction Type	Foreclosure
Record Updated	Jun 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BOSTIC ST # 100, 100, GREENVILLE, SC 29609-3012

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Mount Hope Township
Municipality	McLean Village
Unified School District	Olympia Community Unit School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,856 Land $6,856	$20,568 Land $20,568
2024	$574.00 (+3.8%)
2023	$553.00 (+9.72%)	$5,677 (+10.75%) Land $5,677	$17,031 (+10.75%) Land $17,031
2022	$504.00	$5,126 Land $5,126	$15,378 Land $15,378

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 408 N West St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1979–1984)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 N West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCLEAN serves 791 people · EPA ID IL1130850
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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