Valley County property record for 408 N School St, Cascade, ID 83611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 1974 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $97,500 (Dec 2008) |
| Tax Bill | $679 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPC01930030050 |
| Primary APN | RPC01930030050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,490 sqft (0.149 acres) |
| Pole Barn | 240 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 408 N SCHOOL ST |
|---|---|
| City | CASCADE |
| State | ID |
| Zip | 83611-7748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PATTERSON ADDITION TO CASCADE LOT 5 BLOCK 3 |
| Legal Subdivision | PATTERSON ADDITION TO CASCADE |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | VALLEY ID |
| Township / Civil Division | CASCADE |
| Census Block Group | 4 |
| Census Block | 4082 |
| Census Tract | 970100 |
Source: Valley County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 294, CASCADE, ID 83611-0294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Mar 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN |
| Dec 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2008 · Amount on Record |
| Deed Sale | Dec 22, 2008 · Amount on Record |
| Deed Document Number | 2008337508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 408 N SCHOOL ST, CASCADE, ID 83611-7748 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 408 N SCHOOL ST, CASCADE, ID 83611-7748 |
| Document Number | 2025004816 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025-004816 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 408 N SCHOOL ST, CASCADE, ID 83611-7748 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 408 N SCHOOL ST, CASCADE, ID 83611-7748 |
| Document Number | 0000455867 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 455867 |
| Name | IDAHO HOUSING & FINANCE ASSN |
|---|---|
| Type | Government Agency |
| Address | BOISE, ID 83702 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 408 N SCHOOL ST, CASCADE, ID 83611-7748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERITITLE CASCADE |
| Name | Verified Name |
|---|
| Document Number | 425713 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 425713 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Valley County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Valley County |
| Municipality | Cascade City |
| Unified School District | Cascade School District 422 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,998 (-5.88%) Land $74,708 Building $99,290 | $173,998 (-5.88%) Land $74,708 Building $99,290 | |
| 2025 | $679.00 (-0.44%) Homeowner's exemption | $184,864 (-18.3%) Land $73,655 Building $111,209 | $184,864 (-18.3%) Land $73,655 Building $111,209 |
| 2023 | $682.00 (-8.82%) Homeowner's exemption | $226,258 Land $105,222 Building $121,036 | $226,258 Land $105,222 Building $121,036 |
| 2022 | $748.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 84% of Idaho |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CASCADE serves 1,000 people · EPA ID ID4430012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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