408 N Rose St, Phoenix, OR 97535 Property Records

Jackson County property record for 408 N Rose St, Phoenix, OR 97535

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,175 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$247,500 (Dec 2017)
Tax Bill	$2,443 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`381W09DD11800`

Property Details

APN / Parcel Number

Primary APN	`381W09DD11800`
Alternative APN	`10011328`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,175 sqft Living Area
1st Floor Area	1,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2009
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Wood Porch
Porch Area	55 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 N ROSE ST
City	PHOENIX
State	OR
Zip	97535-5709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Range	01W
Legal Township	38S
Legal Section	09
Legal Quarter	4
Legal Subdivision	THE TOWN OF PHOENIX
Legal Block	5
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	5
Census Block	5008
Census Tract	1602

Owner

408 N Rose St is owned and occupied by an individual who bought it in December 2017.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	408 N ROSE ST, PHOENIX, OR 97535-5709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Dec 29, 2017	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Deed Document Number	201743524
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	408 N ROSE ST, PHOENIX, OR 97535-5709
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 N ROSE ST, PHOENIX, OR 97535-5709

Mortgage

Document Number	0000047226
Date	Nov 15, 2021
Instrument	2021-047226

Lender

Name	BANNER BANK
Type	Bank
Address	MEDFORD, OR 97504

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	10 Months
Due	Nov 5, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	408 N ROSE ST, PHOENIX, OR 97535-5709
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003890
Date	Jan 29, 2021
Instrument	2021-003890

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 29, 2017
Property Address	408 N ROSE ST, PHOENIX, OR 97535-5709
Document Number	0000043524
Instrument Date	Dec 28, 2017
Instrument	2017-043524
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	408 N ROSE ST, PROSPECT, OR 97536

Mortgage

Document Number	0000043525
Date	Dec 29, 2017
Instrument	2017-043525

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 408 N Rose St was $2,443, up 2.4% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Phoenix City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,240 (+3%)	$338,110 (-6.47%) Land $144,160 Building $193,950
2025	$2,443.00 (+2.43%)	$148,780 (+3%) Land $60,090 Building $88,690	$361,480 (+11.95%) Land $142,300 Building $219,180
2024	$2,385.00 (+3.2%)	$144,450 (+2.99%) Land $58,340 Building $86,110	$322,880 (-0.75%) Land $134,950 Building $187,930
2023	$2,311.00 (+2.76%)	$140,250 (+3%) Land $56,640 Building $83,610	$325,330 (+8.23%) Land $133,850 Building $191,480
2022	$2,249.00	$136,170 Land $54,990 Building $81,180	$300,580 Land $127,620 Building $172,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 N Rose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 N Rose St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 5,900 people · EPA ID OR4100625
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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