Grundy County property record for 408 N Pine St, Gardner, IL 60424 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1884 |
| Square Footage | 2,537 sqft Total Area |
| Lot Size | 28,314 sqft (0.65 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $187,000 (2018) |
| Tax Bill | $7,822.00 (2025) |
| Primary APN | 12-04-432-003 |
|---|
| Building Area | 2,537 sqft Total Area |
|---|
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1884 |
| Lot Area | 28,314 sqft (0.65 acres) |
| Depth X Width | 200 ft x 150 ft Depth x Width |
| Water Source | Commercial Water Source |
|---|
| Street Address | 408 N PINE ST |
|---|---|
| City | GARDNER |
| State | IL |
| Zip | 60424-7070 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ORIG TN GARDNER LTS 10 THRU 13 (EX 10' STRIP OFF LTS 10 & 11) BLK 10 SEC 4-31-8 |
| Legal Range | 08W |
| Legal Township | 31N |
| Legal Section | 04 |
| Legal Subdivision | ORIGINAL TOWN GARDNER |
| Legal Block | 10 |
| Legal Lot Number | 10-13 |
| Jurisdiction | GRUNDY IL |
| Minor Civil Division | GARFIELD |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 900 |
Source: Grundy County records · APN 12-04-432-003
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 N PINE ST, GARDNER, IL 60424-7070 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage HUD |
| Nov 14, 2023 | Deed of Trust, Mortgage HUD |
| Apr 12, 2022 | Intrafamily Transfer, Transfer |
| Jun 19, 2020 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage FLAGSTAR BK |
| Aug 27, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 2018579544 |
| Last Transfer Date | Apr 06, 2022 |
| Transfer Doc | 0000612487 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 408 N PINE ST, GARDNER, IL 60424-7070 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000637227 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 637227 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 408 N PINE ST, GARDNER, IL 60424-7070 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000622550 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 622550 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Apr 12, 2022 |
| Property Address | 408 N PINE ST, GARDNER, IL 60424-7070 |
| Document Number | 0000612487 |
| Instrument Date | Apr 06, 2022 |
| Instrument | 612487 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 N PINE ST, GARDNER, IL 60424-7070 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 408 N PINE ST, GARDNER, IL 60424-7070 |
| Document Number | 0000594034 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Document Number | 0000594034 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 594034 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | GARDNER, IL 60424 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Rate | 3.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Aug 27, 2018 |
| Property Address | 408 N PINE ST, GARDNER, IL 60424-7070 |
| Document Number | 0000579544 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 579544 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 N PINE ST, GARDNER, IL 60424-7070 |
| Document Number | 0000579545 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 579545 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Garfield Township |
| Municipality | Gardner Village |
| Elementary School District | Gardner Community Consolidated School District 72C (KG - 08) |
| Secondary School District | Gardner-South Wilmington Township High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,822.00 (+30.32%) | $95,433 (+30.32%) Land $23,352 Building $72,081 | $286,299 (+30.32%) Land $70,056 Building $216,243 |
| 2022 | $6,002.00 | $73,231 Land $17,919 Building $55,312 | $219,693 Land $53,757 Building $165,936 |
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