408 N Mountain St, Cherryville, NC 28021 Property Records

Gaston County property record for 408 N Mountain St, Cherryville, NC 28021 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1960
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$224,000 (Feb 2022)
Tax Bill	$2,319 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06002 01600`

Property Details

APN / Parcel Number

Primary APN	`06002 01600`
Alternative APN	`129125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,626 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	21,344 sqft (0.49 acres)
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 N MOUNTAIN ST
City	CHERRYVILLE
State	NC
Zip	28021-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAM & CARSON INC NLN 06 002 016 00 000
Legal Subdivision	PLAT OF SURVEY FOR BEAM AND CARSON INC
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	2
Census Block	2039
Census Tract	30601

Owner

Source: Gaston County records · APN 06002 01600

Assessment roll updated August 19, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	408 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 24, 2022	Warranty Deed, Transfer · FHA Mortgage C&F MORTGAGE CORP
Jul 28, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Prior Sale	Jul 28, 2021 · Amount on Record
Deed Book / Page	5314 / 1759
Prior Transfer Date	Aug 22, 2003
Prior Transfer Doc	3814000319
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Recording Date	Apr 27, 2026
Property Address	408 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2418
Document Number	5636000211
Book / Page	5636 / 211
Instrument Date	Apr 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2418

Mortgage

Document Number	5636000211,
Date	Apr 27, 2026
Book Page	5636/211

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 24, 2022
Property Address	408 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2418
Document Number	0053141759
Book / Page	5314 / 1759
Map Reference	MB 85 PG 4
Instrument Date	Feb 23, 2022
Transaction Type	Transfer
Record Updated	May 03, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2418

Mortgage

Document Number	0053141761
Date	Feb 24, 2022
Instrument	5314/1761

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 28, 2021
Property Address	408 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2418
Document Number	0052501447
Book / Page	5250 / 1447
Map Reference	MB 85 PG 4
Instrument Date	Jul 22, 2021
Transaction Type	Transfer
Record Updated	Jul 01, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$453.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 N MOUNTAIN ST, CHERRYVILLE, NC 28021-2418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,319.00 (-1.02%)	$214,970 (-) Land $14,000 Building $200,970
2023	$2,343.00	$214,970 Land $14,000 Building $200,970
2021			$100,790 Land $9,000 Building $91,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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