Howard County property record for 408 N Moss Lake Rd, Big Spring, TX 79720
| Property Type | Single Family Home |
|---|---|
| Details | 4,127 sqft · built 1956 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,434 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000044421 |
| Primary APN | R000044421 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,127 sqft Total Area |
|---|
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Carport |
| Garage Area | 784 sqft |
| Carport | Carport |
| Carport Area | 784 sqft |
| Account Number | 863947 |
|---|---|
| Street Address | 408 N MOSS LAKE RD |
| City | BIG SPRING |
| State | TX |
| Zip | 79720-0627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART NW/4 OF SC 44 BK 31 1N 114 ACQ 07272016 BLK/TRACT 31 1N 0.5 ACRES |
| Legal Tract | 31 |
| Jurisdiction | HOWARD TX |
| Township / Civil Division | COAHOMA |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 950200 |
408 N Moss Lake Rd is owned and occupied by two individuals.
Source: Howard County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 N MOSS LAKE RD, BIG SPRING, TX 79720-0627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD TX |
| Recording Date | Jul 7, 2026 |
| Property Address | 408 N MOSS LAKE RD, BIG SPRING, TX 79720-0627 |
| Document Number | 0000003766 |
| Book / Page | 2363 / 268 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20263766 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | BIG SPRING ABSTRACT AND TITLE COMPANY, BIG SPRING ABSTRACT & TITLE |
| Name | Verified Name |
|---|---|
| Address | 404 N MOSS LAKE RD, BIG SPRING, TX 79720-0627 |
| Document Number | 0000003766, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 2363/268 |
| Instrument | 20263766 |
| Name | TRUST MORTGAGE LENDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 408 N Moss Lake Rd was $2,434 with a homeowner's exemption.
Source: Howard County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Howard County |
| Unified School District | Coahoma Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,434.00 (-0.04%) Homeowner's exemption | $169,590 (-0.07%) Land $2,750 Building $166,840 | $169,590 (-0.07%) Land $2,750 Building $166,840 |
| 2025 | $2,435.00 | $169,709 Land $2,750 Building $166,959 | $169,709 Land $2,750 Building $166,959 |
| 2023 | $166,999 Land $2,750 Building $164,249 | $166,999 Land $2,750 Building $164,249 | |
| 2022 | $363.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 N Moss Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 N Moss Lake Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 63% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTBROOK ISD serves 54 people · EPA ID TX1680008 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wes-Tex Telecommunications Fiber · Fixed Wireless | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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