408 N Moore St, Waterloo, IL 62298 Property Records

Monroe County property record for 408 N Moore St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,928 sqft · built 1950
Lot Size	0.56 acres (24,472 sqft)
Owner	2 Company Names on Record
Last Sale	$190,000 (Dec 2019)
Tax Bill	$3,591 (2024)
Deeds & Mortgages	Nov 2025 Transfer Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-382-018-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-382-018-000`
Alternative APN	`07241830200801 00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,928 sqft Living Area
1st Floor Area	1,928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	24,472 sqft (0.56 acres)
Lot Dimensions	167 ft deep x 140 ft wide
Garage Area	528 sqft
Driveway	Asphalt Driveway
Driveway Area	1,440 sqft
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 N MOORE ST
City	WATERLOO
State	IL
Zip	62298-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 5A & PART LOT 6A PAUTLER HEIGHTS #2
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	PAUTLER HEIGHTS NO 2
Legal Lot Number	5A
Jurisdiction	MONROE IL
Township / Civil Division	31
Census Block Group	3
Census Block	3016
Census Tract	600401

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	408 N MOORE ST, WATERLOO, IL 62298-1101
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Intrafamily Transfer, Transfer
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Dec 27, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	2019405411
Last Transfer Date	Oct 30, 2025
Transfer Doc	0000439913
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Nov 3, 2025
Property Address	408 N MOORE ST, WATERLOO, IL 62298-1101
Document Number	0000439913
Map Reference	MB 80 PG 466
Instrument Date	Oct 30, 2025
Instrument	439913
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 N MOORE ST, WATERLOO, IL 62298-1101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	408 N MOORE ST, WATERLOO, IL 62298-1101

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	408 N MOORE ST, WATERLOO, IL 62298-1101
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000423268
Date	Mar 18, 2022
Instrument	423268

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Dec 27, 2019
Property Address	408 N MOORE ST, WATERLOO, IL 62298-1101
Document Number	0000405411
Instrument Date	Dec 20, 2019
Instrument	405411
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25499 PATTERSON RD TECUMSEH OK 748736521, TECUMSEH, OK 74873-6521

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,290 (+4.2%) Land $18,550 Building $74,740	$279,870 (+4.2%) Land $55,650 Building $224,220
2024	$3,591.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$89,526 (+24.9%) Land $17,859 Building $71,667	$268,578 (+24.9%) Land $53,577 Building $215,001
2022	Homeowner's exemption Additional exemption filed	$71,680 Land $16,520 Building $55,160	$215,040 Land $49,560 Building $165,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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