Lowndes County property record for 408 N McCrary Rd, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,323 sqft · built 1965 |
| Lot Size | 0.401 acres (17,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $68,000 (Jul 2018) |
| Tax Bill | $1,501 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 62W110407700 |
| Primary APN | 62W110407700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,323 sqft Adjusted Area |
| 1st Floor Area | 1,144 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,500 sqft (0.401 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 019248 |
|---|---|
| Street Address | 408 N MCCRARY RD |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-5333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 SW4 408 N MCCRARY RD 10A |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 13 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 500 |
Source: Lowndes County records · APN 62W110407700
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1618 SEMINOLE DR, COLUMBUS, MS 39705-1408 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 01, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES |
| Sep 19, 2018 | Deed of Trust, Mortgage · Line of Credit BANKFIRST FIN'L SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on Record |
| Deed Sale | Jul 20, 2018 · Amount on Record |
| Prior Sale | Jan 26, 2010 |
| Deed Document Number | 0020185245 |
| Deed Book / Page | 2018 / 5245 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 408 N MCCRARY RD, COLUMBUS, MS 39702-5333 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020247998 |
|---|---|
| Date | May 01, 2024 |
| Book Page | 2024/7998 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 05, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 408 N MCCRARY RD, COLUMBUS, MS 39702-5333 |
| Document Number | 0020180550 |
| Instrument Date | Sep 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1618 SEMINOLE DR COLUMBUS MS 397051408, COLUMBUS, MS 39705-1408 |
| Document Number | 0020180550 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 002018/020550 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 24, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Lowndes County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,501.00 (+1.28%) | $9,189 (+17.4%) | $61,260 (+17.4%) Land $10,400 Building $50,860 |
| 2024 | $1,482.00 (+15.78%) | ||
| 2023 | $1,280.00 | $7,827 | $52,180 Land $10,400 Building $41,780 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 126 (1979–2025) |
| Claims Outside the SFHA | 3 of 126 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Telapex Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 396 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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