408 N Highway Ave, Downs, IL 61736 Property Records

McLean County property record for 408 N Highway Ave, Downs, IL 61736

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,326 sqft · built 1959
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$129,000 (Sep 2021)
Tax Bill	$4,753 (2024)
Deeds & Mortgages	Feb 2022 Line of Credit Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-04-210-007`

Property Details

APN / Parcel Number

Primary APN	`29-04-210-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	1,326 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 N HIGHWAY AVE
City	DOWNS
State	IL
Zip	61736-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DO WELL SUB LOT 7 BLK 2
Legal Range	03E
Legal Township	22N
Legal Section	04
Legal Subdivision	DO WELL SUB
Legal Block	2
Legal Lot Number	7
Jurisdiction	MCLEAN IL
Township / Civil Division	DOWNS
Census Block Group	3
Census Block	3027
Census Tract	5401

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	501A S TOWANDA BARNES RD, 1, BLOOMINGTON, IL 61705-4031
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit MORTON COMMUNITY BANK
Sep 23, 2021	Warranty Deed, Transfer ALLIANCE LAND TITLE
Apr 17, 2018	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	202123005
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	408 N HIGHWAY AVE, DOWNS, IL 61736-9348
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200003308
Date	Feb 18, 2022
Instrument	2022-00003308

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 23, 2021
Property Address	408 N HIGHWAY AVE, DOWNS, IL 61736-9348
Document Number	202100023005
Instrument Date	Sep 23, 2021
Instrument	2021-00023005
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$193.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501A S TOWANDA BARNES RD STE 1, 1, BLOOMINGTON, IL 61705-4031

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 17, 2018
Property Address	408 N HIGHWAY AVE, DOWNS, IL 61736-9348
Document Number	201800005655
Instrument Date	Apr 17, 2018
Instrument	2018-00005655
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	408 N HIGHWAY AVE, DOWNS, IL 61736-9348

Mortgage

Document Number	201800005656
Date	Apr 17, 2018
Instrument	2018-00005656

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Downs Township
Municipality	Downs Village
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,385 (+20.26%) Land $8,837 Building $48,548	$172,155 (+20.26%) Land $26,511 Building $145,644
2024	$4,753.00 (+12.95%)
2023	$4,208.00	$47,716 Land $7,348 Building $40,368	$143,148 Land $22,044 Building $121,104

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNS serves 1,201 people · EPA ID IL1130500
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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