408 N Cherry St, Van Wert, OH 45891 Property Records

Van Wert County property record for 408 N Cherry St, Van Wert, OH 45891

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,446 sqft · built 1900
Lot Size	0.723 acres (31,515 sqft)
Owner	Company Name on File
Last Sale	$115,000 (Oct 2025)
Tax Bill	$880 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-031516.0000`

Property Details

APN / Parcel Number

Primary APN	`12-031516.0000`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,446 sqft Living Area
Gross Area	1,944 sqft
1st Floor Area	988 sqft
Upper Floors Area	636 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	31,515 sqft (0.723 acres)
Lot Dimensions	521 ft deep x 122 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	408 N CHERRY ST
City	VAN WERT
State	OH
Zip	45891-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	SD 6-20 & SD 6-44 VAN WERT 1
Legal Lot Number	6-20
Jurisdiction	VAN WERT OH
Township / Civil Division	PLEASANT
Census Block Group	1
Census Block	1008
Census Tract	20600

Owner

408 N Cherry St is owned by a company that bought it in October 2025 and is owner-occupied.

Source: Van Wert County records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	10440 UPP RD, VAN WERT, OH 45891-9212
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK/BLUFFTON
Jan 7, 2026	Warranty Deed, Transfer UNKNOWN, BAKER MCCLURE LAW & TTL LLC
Oct 17, 2025	Warranty Deed, Transfer · Commercial Mortgage THE CITIZENS NATIONAL BANK OF BLUFF

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Deed Document Number	20253658
Deed Book / Page	436 / 346
Prior Transfer Date	Jan 5, 2006
Prior Transfer Doc	00317/1515
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	408 N CHERRY ST, VAN WERT, OH 45891-1215
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	NORTHWEST TITLE AGENCY-MN, NORTHWEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10440 UPP RD, VAN WERT, OH 45891-9212

Mortgage

Document Number	000437/894
Date	Feb 10, 2026
Book Page	437/894
Instrument	202600399

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	1199 WESTWOOD DR, VAN WERT, OH 45891

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 9, 2036

Interest

Rate Type	Adjustable Rate

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Recording Date	May 20, 2026
Property Address	408 N CHERRY ST, VAN WERT, OH 45891-1215
Document Number	0000001657
Book / Page	438 / 1623
Instrument Date	Feb 9, 2026
Instrument	20261657
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	10440 UPP RD, VAN WERT, OH 45891-9212

Mortgage

Document Number	0000001657,
Date	May 20, 2026
Book Page	438/1623
Instrument	20261657

Lender

Name	CITIZENS NATIONAL BANK/BLUFFTON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	117 Months
Due	Feb 9, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.16%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Jan 7, 2026
Property Address	408 N CHERRY ST, VAN WERT, OH 45891-1215
Document Number	00436/5176
Book / Page	436 / 5176
Instrument Date	Jan 5, 2026
Instrument	202600068
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	UNKNOWN, BAKER MCCLURE LAW & TTL LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 W SOUTH ST, MIDDLE POINT, OH 45863

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Oct 17, 2025
Property Address	408 N CHERRY ST, VAN WERT, OH 45891-1215
Document Number	000436/346
Book / Page	436 / 346
Instrument Date	Oct 10, 2025
Instrument	202503658
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	BAKER MCCLURE LAW & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10440 UPP RD, VAN WERT, OH 45891-9212

Mortgage

Document Number	0202503659
Date	Oct 17, 2025
Instrument	202503659

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 408 N Cherry St was $880 with a homeowner's exemption, up 0.3% from the year before.

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Pleasant Township
Municipality	Van Wert City
Unified School District	Van Wert City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$880.00 (+0.34%) Homeowner's exemption	$35,100 (-) Land $6,240 Building $28,860
2024	$877.00 (-6%) Homeowner's exemption	$35,100 (-) Land $6,240 Building $28,860	$100,290 (-) Land $17,830 Building $82,460
2023	$933.00 (+43.1%) Homeowner's exemption	$35,100 (+41.36%) Land $6,240 Building $28,860	$100,290 Land $17,830 Building $82,460
2022	$652.00 Homeowner's exemption	$24,830 Land $6,010 Building $18,820
2020			$70,940 Land $17,170 Building $53,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 N Cherry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 N Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAN WERT CITY serves 10,846 people · EPA ID OH8100611
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, TSC.

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