408 N Cherry St, Gardner, KS 66030 Property Records

Johnson County property record for 408 N Cherry St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1994
Lot Size	0.272 acres (11,851 sqft)
Owner	Individual Name on File
Last Sale	$881,300 (Sep 2018)
Tax Bill	$4,094 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`CP83500000-0015`

Property Details

APN / Parcel Number

Primary APN	`CP83500000-0015`
Alternative APNs	`0461362403013008000` `R5706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	2,260 sqft
1st Floor Area	1,204 sqft
Basement Area	1,056 sqft
Finished Basement	200 sqft
Unfinished Basement	856 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,851 sqft (0.272 acres)
View / Lot	Neighborhood / Spot
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R5706
Street Address	408 N CHERRY ST
City	GARDNER
State	KS
Zip	66030-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	STONE CREEK 1ST PLAT LT 15 GAC 87 15
Legal Subdivision	STONE CREEK 1ST
Legal Lot Number	15
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1001
Census Tract	53707

Owner

408 N Cherry St is owned and occupied by an individual who bought it in September 2018.

Source: Johnson County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	408 N CHERRY ST, GARDNER, KS 66030-1721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAINSTREET FCU
Sep 12, 2018	Warranty Deed, Construction Loan · Construction Mortgage ACADEMY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2018 · Amount on File
Deed Sale	Sep 12, 2018 · Amount on File
Prior Sale	Jan 31, 2012 · Amount on File
Deed Book / Page	201809 / 3077
Prior Transfer Date	Jan 26, 2012
Prior Transfer Doc	201201/009230
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	408 N CHERRY ST, GARDNER, KS 66030-1721
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	MCCAFFREE SHORT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202009/6080
Date	Sep 14, 2020
Book Page	202009/6080

Lender

Name	MAINSTREET FCU
Type	Credit Union
Address	LENEXA, KS 66215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Sep 12, 2018
Property Address	408 N CHERRY ST, GARDNER, KS 66030-1721
Document Number	201809/003077
Book / Page	201809 / 003077
Instrument Date	Sep 6, 2018
Transaction Type	Construction Loan
Record Updated	Mar 31, 2022
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201809003079
Date	Sep 12, 2018
Instrument	201809/003079

Lender

Name	ACADEMY BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 408 N Cherry St was $4,094, up 6.3% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,094.00 (+6.34%)	$33,867 (+6.97%) Land $7,133 Building $26,734	$294,500 (+6.97%) Land $62,030 Building $232,470
2024	$3,850.00 (-0.36%)	$31,659 (+2.84%) Land $7,133 Building $24,526	$275,300 (+2.84%) Land $62,030 Building $213,270
2023	$3,864.00 (+9.28%)	$30,785 (+10.39%) Land $7,133 Building $23,652	$267,700 (+10.39%) Land $62,030 Building $205,670
2022	$3,536.00	$27,887 Land $6,020 Building $21,867	$242,500 Land $52,350 Building $190,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 408 N Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 N Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 84% of Kansas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
KWIKOM Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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