El Paso County property record for 408 McCarthy Ave, El Paso, TX 79915
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,156 sqft · built 1962 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,500 (Nov 2019) |
| Tax Bill | $2,437 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Nov 2019 Mortgage |
| APN | T240-999-000C-0700 |
| Primary APN | T240-999-000C-0700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,156 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Built-Up Asphalt |
| Lot Area | 6,050 sqft (0.139 acres) |
| Garage Type | Carport |
| Garage Area | 160 sqft |
| Carport | Carport |
| Carport Area | 160 sqft |
| Porch | Open Porch |
| Porch Area | 384 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 408 MCCARTHY AVE |
|---|---|
| City | EL PASO |
| State | TX |
| Zip | 79915-3820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | C THOMAS MANOR #3 LOT 3 (6050 SQ FT) |
| Legal Subdivision | A THOMAS MANOR #3 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | EL PASO TX |
| Township / Civil Division | EL PASO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 3801 |
408 McCarthy Ave is owned and occupied by an individual who bought it in November 2019.
Source: El Paso County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 MCCARTHY AVE, EL PASO, TX 79915-3820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Line of Credit IDAHO HOUSING & FINANCE ASSN |
| Nov 19, 2019 | Vendor's Lien, Transfer · FHA Mortgage COMMERCE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2019 · Amount on File |
| Deed Sale | Nov 19, 2019 · Amount on File |
| Deed Document Number | 201989307 |
| Prior Transfer Date | Nov 15, 2019 |
| Prior Transfer Doc | 0000089307 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO TX |
| Property Address | 408 MCCARTHY AVE, EL PASO, TX 79915-3820 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | FAMS DTO REC |
| Name | Verified Name |
|---|
| Document Number | 0000050329 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 20210050329 |
| Name | IDAHO HOUSING & FINANCE ASSN |
|---|---|
| Type | Government Agency |
| Address | 8370 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | EL PASO TX |
| Recording Date | Nov 19, 2019 |
| Property Address | 408 MCCARTHY AVE, EL PASO, TX 79915-3820 |
| Document Number | 0000089307 |
| Map Reference | VOL 18 PG 39 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 20190089307 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 MCCARTHY AVE, EL PASO, TX 79915-3820 |
| Document Number | 0000089308 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 20190089308 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Number | 0000089309 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 20190089309 |
| Name | TEXAS DEPARTMENT OF HOUSING AND COMMUNIT |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78711 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 408 McCarthy Ave was $2,437 with a homeowner's exemption, up 4.9% from the year before.
Source: El Paso County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | El Paso County |
| Municipality | El Paso City |
| Unified School District | Ysleta Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,177 (-0.74%) Land $27,165 Building $139,012 | $166,177 (-0.74%) Land $27,165 Building $139,012 | |
| 2025 | $2,437.00 (+4.86%) Homeowner's exemption | $167,415 Land $27,165 Building $140,250 | $167,415 Land $27,165 Building $140,250 |
| 2024 | $2,324.00 (+9.57%) | ||
| 2023 | $2,121.00 (-50.73%) Homeowner's exemption | $147,689 Land $12,357 Building $135,332 | $147,689 Land $12,357 Building $135,332 |
| 2022 | $4,305.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 408 McCarthy Ave; there have been 3 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 3 (2002–2008) |
| Most Recent Claim | Jul 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 McCarthy Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL PASO WATER UTILITIES serves 747,168 people · EPA ID TX0710002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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