408 Marshas Way, Havelock, NC 28532 Property Records

Craven County property record for 408 Marshas Way, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 2005
Lot Size	0.287 acres (12,516 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2025)
Tax Bill	$2,828 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-034-1-113`

Property Details

APN / Parcel Number

Primary APN	`6-034-1-113`
Alternative APN	`94382`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,516 sqft (0.287 acres)
Lot Dimensions	120 ft deep x 86.4 ft wide
Garage Type	Attached
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	94382
Street Address	408 MARSHAS WAY
City	HAVELOCK
State	NC
Zip	28532-3839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR12
Legal Description	LOT 113 VILLAGE GREEN @ MACDONALD DOWNS SCT 2-A
Legal Subdivision	MACDONALD DOWNS
Legal Lot Number	113
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2033
Census Tract	961101

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 MARSHAS WAY, HAVELOCK, NC 28532-3839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Jan 9, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 21, 2025	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 17, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	202510144834
Deed Book / Page	3848 / 1669
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	408 MARSHAS WAY, HAVELOCK, NC 28532-3839
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 MARSHAS WAY, HAVELOCK, NC 28532-3839

Mortgage

Document Number	03789/1420
Date	Feb 20, 2024
Book Page	3789/1420
Instrument	10122862

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	1417 N MAGNOLIA AVE, OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jan 1, 2052

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	408 MARSHAS WAY, HAVELOCK, NC 28532-3839
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 MARSHAS WAY, HAVELOCK, NC 28532-3839

Mortgage

Document Number	003824/463
Date	Jan 9, 2025
Book Page	3824/463
Instrument	10135725

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2052

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 21, 2025
Property Address	408 MARSHAS WAY, HAVELOCK, NC 28532-3839
Document Number	03848/1669
Book / Page	3848 / 1669
Map Reference	CAB H SLS 5 F&G
Instrument Date	Aug 13, 2025
Instrument	10144834
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 TOM MANN RD, NEWPORT, NC 28570-8846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 MARSHAS WAY, HAVELOCK, NC 28532-3839

Mortgage

Document Number	0038481672
Date	Aug 21, 2025
Instrument	3848/1672

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 17, 2021
Property Address	408 MARSHAS WAY, HAVELOCK, NC 28532-3839
Document Number	0003705/27
Book / Page	3705 / 27
Map Reference	CAB H SL 5 F&G
Instrument Date	Nov 29, 2021
Instrument	10088815
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4050 NANCY DR, HARRISBURG, PA 17109-4123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 MARSHAS WAY, HAVELOCK, NC 28532-3839

Mortgage

Document Number	0000370530
Date	Dec 17, 2021
Instrument	3705/30

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0003705/40
Date	Dec 17, 2021
Book Page	3705/40
Instrument	10088817

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,828.00 (+12,754.55%)	$230,690 (+0.69%) Land $35,000 Building $195,690	$230,690 (+0.69%) Land $35,000 Building $195,690
2025	$22.00 (-99.17%)	$229,100 (-) Land $35,000 Building $194,100	$229,100 (-) Land $35,000 Building $194,100
2023	$2,636.00 (+27.04%)	$229,100 (+30.73%) Land $35,000 Building $194,100	$229,100 (+30.73%) Land $35,000 Building $194,100
2022	$2,075.00	$175,240 Land $30,000 Building $145,240
2018			$175,240 Land $30,000 Building $145,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	9 (1996–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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