408 Maple St, Homer, MI 49245 Property Records

Calhoun County property record for 408 Maple St, Homer, MI 49245

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,876 sqft · built 1920
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Dec 2020)
Tax Bill	$2,640 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-381-021-00`

Property Details

APN / Parcel Number

Primary APN	`09-381-021-00`
Alternative APN	`13-09-381-021-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,876 sqft Living Area
1st Floor Area	1,220 sqft
Basement Area	656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 MAPLE ST
City	HOMER
State	MI
Zip	49245-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECKFORD TOWNSHIP T3S R5W SECTION 23 TAYLOR'S ADDITION TO ECKFORD VILLAGE LOTS 17 & 18 FRONTAGE: 134.6 FT DEPTH: 132 FT .30 AC +/-
Legal Range	05W
Legal Township	03S
Legal Section	02
Legal Subdivision	TAYLORS ADDITION
Legal Lot Number	17-18
Jurisdiction	CALHOUN MI
Township / Civil Division	ECKFORD
Census Block Group	1
Census Block	1025
Census Tract	3000

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 MAPLE ST, HOMER, MI 49245-8417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
Jun 12, 2017	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Book / Page	4489 / 440
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Dec 21, 2020
Property Address	408 MAPLE ST, HOMER, MI 49245-8417
Document Number	004489/440
Book / Page	4489 / 440
Map Reference	LB 1 PG 38
Instrument Date	Dec 12, 2020
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	AMERICA TITLE, AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2234 E CORK ST APT 1B, 1B, KALAMAZOO, MI 49001-5065

Mortgage

Document Number	0004489442
Date	Dec 21, 2020
Instrument	4489/442

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Jun 12, 2017
Property Address	408 MAPLE ST, HOMER, MI 49245-8417
Document Number	04146/0661
Book / Page	4146 / 0661
Map Reference	LB1 PG38
Instrument Date	May 26, 2017
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 MAPLE ST, 408, HOMER, MI 49245-8417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 MAPLE ST, HOMER, MI 49245-8417

Mortgage

Document Number	04146/0664
Date	Jun 12, 2017
Book Page	4146/0664

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Eckford Township
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,000 (+15.48%)
2025	$2,640.00 (+103.08%) Homeowner's exemption	$93,520 (+5.06%)	$216,000 (+15.48%)
2024			$187,040 (+5.06%)
2023		$89,020	$178,040
2020	$1,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

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