Estill County property record for 408 Main St, Ravenna, KY 40472
| Property Type | Commercial |
|---|---|
| Details | 3,000 sqft |
| Lot Size | 0.444 acres (19,381 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Oct 2022) |
| Tax Bill | $1,581 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 082-20-19-012.00 |
| Primary APN | 082-20-19-012.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,000 sqft Total Area |
| Office | 3,000 sqft |
| Exterior Material | Other |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,381 sqft (0.444 acres) |
| Driveway | Asphalt Driveway |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 31048 1 |
|---|---|
| Street Address | 408 MAIN ST |
| City | RAVENNA |
| State | KY |
| Zip | 40472-1422 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 408 MAIN ST LOTS 4-5 &PT OF 3 & BLDG |
| Legal Subdivision | CITY OF RAVENNA KENTUCKY A PLAT OF |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | ESTILL KY |
| Township / Civil Division | RAVENNA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 920100 |
Source: Estill County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2385 COLLEGE HILL RD, WACO, KY 40385-9747 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS GUARANTY BANK |
| Oct 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS GUARANTY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2022 · Amount on Record |
| Deed Sale | Oct 5, 2022 · Amount on Record |
| Prior Sale | Oct 31, 2006 · Amount on Record |
| Deed Document Number | 2022255231 |
| Deed Book / Page | 339 / 464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESTILL KY |
| Property Address | 408 MAIN ST, RAVENNA, KY 40472-1422 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000M12/530 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | M12/530 |
| Instrument | 255232 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 23, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESTILL KY |
| Recording Date | Oct 5, 2022 |
| Property Address | 408 MAIN ST, RAVENNA, KY 40472-1422 |
| Document Number | 00D339/464 |
| Book / Page | D339 / 464 |
| Map Reference | DB 34 PG 122 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 255231 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 229 MAIN ST, IRVINE, KY 40336-1061 |
| Name | Verified Name |
|---|---|
| Address | 2385 COLLEGE HILL RD, WACO, KY 40385-9747 |
| Document Number | 0000255232 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 255232 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 23, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 000M12/508 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | M12/508 |
| Instrument | 255229 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 23, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Estill County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Estill County |
| Municipality | Ravenna City |
| Unified School District | Estill County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 (-) Land $150,000 | $150,000 (-) Land $150,000 | |
| 2025 | $1,581.00 (-1.86%) | $150,000 (-) Land $150,000 | $150,000 (-) Land $150,000 |
| 2023 | $1,611.00 | $150,000 Land $150,000 | $150,000 Land $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1978–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE MUNICIPAL UTILITIES serves 5,649 people · EPA ID KY0330205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2019 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Irvine Community Television Fiber · Cable | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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