408 Main St, Columbus, MS 39701 Property Records

Lowndes County property record for 408 Main St, Columbus, MS 39701

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4,554 sqft · built 1920
Lot Size	0.087 acres (3,795 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (May 1994)
Tax Bill	$3,487 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61W450004400`

Property Details

APN / Parcel Number

Primary APN	`61W450004400`
Alternative APNs	`017778` `17778`

Interior

Building Area	4,554 sqft Total Area
1st Floor Area	2,530 sqft
2nd Floor Area	2,024 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	3,795 sqft (0.087 acres)
Lot Dimensions	165 ft deep x 23 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	017778
Street Address	408 MAIN ST
City	COLUMBUS
State	MS
Zip	39701-4548
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	STORE-MAIN ST BLOCK 3
Legal Range	18W
Legal Township	18S
Legal Section	16
Legal Subdivision	SOUTH OF MAIN
Legal Block	3
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1035
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Columbus Central Commercial Historic District listed 1980 · 145 contributing resources · NRIS 80002284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 568, COLUMBUS, MS 39703-0568
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage BANKFIRST FIN'L SVCS
Jun 25, 2019	Deed of Trust, Mortgage · Line of Credit BANKFIRST FIN'L SVCS
Jun 25, 2019	Deed of Trust, Mortgage · Line of Credit BANKFIRST FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 1994 · Amount on Record
Deed Sale	May 9, 1994 · Amount on Record
Deed Document Number	0001012671
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	408 MAIN ST, COLUMBUS, MS 39701-4548
Document Number	0020201157
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 MEDWAY RD CHARLOTTE NC 28205, CHARLOTTE, NC 28205

Mortgage

Document Number	0020201157
Date	May 26, 2020
Book Page	002020/011157

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Amount	Amount Recorded
Term	156 Months
Due	May 25, 2033

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	408 MAIN ST, COLUMBUS, MS 39701-4548
Document Number	0020197250
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 5TH ST S #1 COLUMBUS MS 397015708, 1, COLUMBUS, MS 39701-5708

Mortgage

Document Number	0020197250
Date	Aug 23, 2019
Book Page	002019/017250

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 22, 2024

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	408 MAIN ST, COLUMBUS, MS 39701-4548
Document Number	0020195716
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	121 5TH ST S #1 COLUMBUS MS 397015708, 1, COLUMBUS, MS 39701-5708

Mortgage

Document Number	0020195716
Date	Aug 8, 2019
Book Page	002019/015716

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 7, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,487.00 (+1.22%)	$21,326 (+8.13%)	$142,170 (+8.13%) Land $14,080 Building $128,090
2024	$3,445.00 (+6.69%)
2023	$3,229.00	$19,722	$131,480 Land $14,080 Building $117,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2001 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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