408 Lupton Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 408 Lupton Dr, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,672 sqft · built 1955
Lot Size	0.464 acres (20,218 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2020)
Tax Bill	$1,401 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Jun 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`118G A 002`

Property Details

APN / Parcel Number

Primary APN	`118G A 002`
Alternative APN	`0000045142`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,672 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,218 sqft (0.464 acres)
Lot Dimensions	170 ft deep x 122 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000045142
Street Address	408 LUPTON DR
City	CHATTANOOGA
State	TN
Zip	37415-4713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 64B CENTURY COS LOCKWOOD HEIGHTS NO 3 NORTHERN PLATEAU PB 16 PG 67
Legal Subdivision	CENTURY COS LOCKWOOD
Legal Lot Number	64B
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1003
Census Tract	10502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 LUPTON DR, CHATTANOOGA, TN 37415-4713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 24, 2020	Warranty Deed, Transfer REGIONS MTG
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Oct 24, 2019	Quit Claim Deed, Transfer JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC
Oct 24, 2019	Quit Claim Deed, Transfer JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC
Sep 25, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Prior Sale	Aug 2, 2016 · Amount on Record
Deed Document Number	202063
Deed Book / Page	12047 / 405
Prior Transfer Date	Apr 29, 2003
Prior Transfer Doc	6649700
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	408 LUPTON DR, CHATTANOOGA, TN 37415-4713
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000020
Date	Jun 14, 2024
Book Page	13621/265
Instrument	2024061400020

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jul 4, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 24, 2020
Property Address	408 LUPTON DR, CHATTANOOGA, TN 37415-4713
Document Number	0624000063
Book / Page	012047 / 000405
Instrument Date	Jun 19, 2020
Instrument	200624000063
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 LUPTON DR CHATTANOOGA TN 374154713, CHATTANOOGA, TN 37415-4713

Mortgage

Document Number	624000064
Date	Jun 24, 2020
Book Page	012047/000408
Instrument	200624000064

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	408 LUPTON DR, CHATTANOOGA, TN 37415-4713
Document Number	1213000225
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 LUPTON DR CHATTANOOGA TN 374154713, CHATTANOOGA, TN 37415-4713

Mortgage

Document Number	1213000225
Date	Dec 13, 2019
Book Page	011849/000023
Instrument	191213000225

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 24, 2019
Property Address	408 LUPTON DR, CHATTANOOGA, TN 37415-4713
Document Number	1024000221
Book / Page	011798 / 000704
Instrument Date	Oct 21, 2019
Instrument	191024000221
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	518 GEORGIA AVE CHATTANOOGA TN 374033443, CHATTANOOGA, TN 37403-3443

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 24, 2019
Property Address	408 LUPTON DR, CHATTANOOGA, TN 37415-4713
Document Number	1024000222
Book / Page	011798 / 000707
Instrument Date	Oct 21, 2019
Instrument	191024000222
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 LUPTON DR CHATTANOOGA TN 374154713, CHATTANOOGA, TN 37415-4713

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	408 LUPTON DR, CHATTANOOGA, TN 37415-4713
Document Number	0000000071
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 LUPTON DR CHATTANOOGA TN 374154713, CHATTANOOGA, TN 37415-4713

Mortgage

Document Number	0000000071
Date	Oct 5, 2017
Book Page	011172/000322
Instrument	71

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,401.00 (+30.2%)	$92,450 (+92.2%)	$369,800 (+92.2%) Land $80,000 Building $289,800
2024	$1,076.00	$48,100 (-)	$192,400 (-) Land $70,000 Building $122,400
2023	$1,076.00	$48,100 (-)	$192,400 (-) Land $70,000 Building $122,400
2022	$1,076.00	$48,100	$192,400 Land $70,000 Building $122,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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