408 Locust St, Cuba, MO 65453 Property Records

Crawford County property record for 408 Locust St, Cuba, MO 65453

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 2004
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,700 (Jun 2021)
Tax Bill	$846 (2025)
Deeds & Mortgages	May 2021 Refinance May 2013 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-9.0-31-1-15-006.020`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-31-1-15-006.020`

Interior

Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 LOCUST ST
City	CUBA
State	MO
Zip	65453-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 3 RUTZ SUBD SEC 31 T39N R4W
Legal Range	04W
Legal Township	39
Legal Section	31
Legal Subdivision	RUTZ SUBD
Legal Block	3
Legal Lot Number	10
Jurisdiction	CRAWFORD MO
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1023
Census Tract	450302

Owner

Source: Crawford County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 LOCUST ST, CUBA, MO 65453-1920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 20, 2013	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SULLIVAN
Jul 7, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 30, 2021	Warranty Deed, Transfer · Stand-Alone Refinance SULLIVAN BANK
Jun 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SULLIVAN BANK
Aug 15, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Nov 23, 2009	Warranty Deed, Transfer · Line of Credit BANK OF SULLIVAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Aug 15, 2017 · Amount on Record
Deed Document Number	20212831
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MO
Property Address	408 LOCUST ST, CUBA, MO 65453-1920
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202102104
Date	May 14, 2021
Instrument	202102104

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MO
Property Address	408 LOCUST ST, CUBA, MO 65453-1920
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	CRAWFORD COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201302020
Date	May 20, 2013
Instrument	201302020

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	CUBA, MO 65453

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2028

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MO
Recording Date	Jul 7, 2021
Property Address	408 LOCUST ST, CUBA, MO 65453-1920
Document Number	0202102831
Instrument Date	Jul 2, 2021
Instrument	202102831
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	902 HILLTOP DR, SULLIVAN, MO 63080-2900

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Jun 30, 2021
Property Address	408 LOCUST ST, CUBA, MO 65453-1920
Document Number	202102831
Instrument Date	Jun 30, 2021
Instrument	202102831
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 LOCUST ST, CUBA, MO 65453-1920

Mortgage

Document Number	202102832
Date	Jun 30, 2021
Instrument	202102832

Lender

Name	SULLIVAN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Jun 30, 2021
Property Address	408 LOCUST ST, CUBA, MO 65453-1920
Document Number	0202102831
Instrument Date	Jun 30, 2021
Instrument	202102831
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 LOCUST ST, CUBA, MO 65453-1920

Mortgage

Document Number	0202102832
Date	Jun 30, 2021
Instrument	202102832

Lender

Name	SULLIVAN BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Aug 15, 2017
Property Address	408 LOCUST ST, CUBA, MO 65453-1920
Document Number	0201702749
Instrument Date	Aug 14, 2017
Instrument	201702749
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 LOCUST ST, CUBA, MO 65453-1920
Investor	Possibly a Property Investor

Mortgage

Document Number	0201702750
Date	Aug 15, 2017
Instrument	201702750

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

November 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Nov 23, 2009
Property Address	408 LOCUST ST, CUBA, MO 65453-1920
Document Number	000562/083
Book / Page	562 / 083
Instrument Date	Nov 20, 2009
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	408 LOCUST ST, CUBA, MO 65453-1920

Mortgage

Document Number	0200904785
Date	Nov 23, 2009
Instrument	200904785

Lender

Name	BANK OF SULLIVAN
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Crawford County
Municipality	Cuba City
Unified School District	Crawford County R-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$846.00	$19,700 (+1.44%)	$195,400 (+91.19%) Land $103,700 Building $91,700
2023		$19,420	$102,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 20, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUBA PWS serves 3,292 people · EPA ID MO6010200
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
BlueBit Networks Fixed Wireless	100 / 20

May also be available: Steelville Telephone Exchange.

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